| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $0 | $100K | $100K | 4.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | CIGNA HEALTH AND LIFE INSURANCE COMPANY & AFFILIATES (CIGNA) | $0 | $30K | $30K | 4.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 8.32% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 15.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 15.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 8.45% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | VISION SERVICE PLAN | $1K | — | $1K | 5.27% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 223 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 225 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 369 | $3.3M |
| Dental(2 contracts) | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | 154 | $174K |
| Vision | VISION SERVICE PLAN | 196 | $22K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 209 | $65K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 224 | $47K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 209 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 369 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.