No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STANDARD LIFE INSURANCE CO EIN 93-0242990 NONE | Insurance services Service code 23 | — | $633K |
| CORE INNOVATIVE SOLUTIONS EIN 26-3945501 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $219K |
| VRX PHARMACY SERVICES, LLC EIN 27-1175996 NONE | Claims processing; Plan Administrator Service code 12 | — | $121K |
| BIG BENEFITS EIN 87-0478132 NONE | Insurance agents and brokers Service code 22 | — | $93K |
| HEALTHWATCH EIN 75-1617587 NONE | Plan Administrator; Claims processing Service code 12 | — | $66K |
| CONNECTICUT GENERAL LIFE EIN 06-0303370 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $59K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $52K |
| GROUP & PENSION ADMINISTRATORS EIN 75-1617587 NONE | Claims processing; Plan Administrator Service code 12 | — | $52K |
| HY HOLDINGS INC. DBA HEALTHIESTYOU EIN 46-1345569 NONE | Other services Service code 49 | — | $50K |
| TC3 HEALTH, INC. EIN 45-3637794 NONE | Claims processing; Plan Administrator Service code 12 | — | $48K |
| CHANGE HEALTHCARE NONE | Plan Administrator; Claims processing Service code 12 | 3055 LEBANON PIKE NASHVILLE, TN 37214 | $39K |
| BENEFITS SCIENCE, LLC EIN 45-3939449 NONE | Other services Service code 49 | — | $19K |
| HEALTH UTAH NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 389 W 600 N LINDON, UT 84042 | $18K |
| ROBERT BLAKE IZATT DBA RBI BENEFITS NONE | Consulting fees Service code 70 | 655 EAST MEDICAL DR., STE. 102 BOUNTIFUL, UT 84010 | $17K |
| ELAP SERVICES, LLC NONE | Other services Service code 49 | 1550 LIBERTY RIDGE DR. WAYNE, PA 19087 | $15K |
| DENTIST DIRECT NONE | Insurance services Service code 23 | 75 S 500 W BOUNTIFUL, UT 84010 | $13K |
| HAYNIE & COMPANY EIN 87-0325228 AUDITOR | Accounting (including auditing) Service code 10 | — | $13K |
| SUSAN STIDHAM NONE | Insurance agents and brokers Service code 22 | P. O. BOX 712511 SALT LAKE CITY, UT 84171 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | ISTANDARD LIFE & ACCIDENT | 332 | $517K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.