| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $3K | $3K | 0.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | -$676 | -$676 | -0.08% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON-LONG TERM DISABILITY | — | $2K | $2K | 0.48% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $47K | $2K | $49K | 15.23% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMIN LLC | PO BOX 310502 DES MOINES, IA 50331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11K | $3K | $14K | 4.51% |
| BENEFITSTORE INC Filed as: BENEFITSTORE, INC | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11K | — | $11K | 3.45% |
| KATIE D DUER3 | 2801 S MEDINA LINE ROAD WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.57% |
| LINDA LEE BOSTON3 Filed as: LINDA LEE - BOSTON | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.51% |
| JMT INSURANCE INC3 | 2985 DERR ROAD SPRINGFIELD, OH 455031369 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.50% |
| THOMAS W BOSTON3 | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.39% |
| AON CONSULTING INC3 | 165 BROADWAY SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,464 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 38 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 48 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 849 | $319K |
| Dental | DELTA DENTAL OF OHIO | 5,083 | $1.5M |
| Vision(2 contracts) | COMBINED INSURANCE COMPANY OF AMERICA | 4,602 | $172K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 2,262 | $804K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON-SHORT TERM DISABILITY | 2,140 | $0 |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON-LONG TERM DISABILITY | 2,184 | $369K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANY | 4,766 | $1.9M |
| Other | NATIONAL UNION | 2,464 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,083 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.