| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIA M FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $37K | $5K | $42K | 5.23% |
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $35K | $5K | $40K | 5.00% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | AFLAC | $23K | $2K | $25K | 3.14% |
| THEODORE AUTHEMENT3 | 800 RYAN ST., STE 200 LAKE CHARLES, LA 70601 | AFLAC | $11K | $3K | $13K | 1.66% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD, STE C LAFAYETTE, LA 70508 | AFLAC | $8K | $0 | $8K | 0.98% |
| KEITH WILLIAM BELLE3 | 302 LA RUE TRANCE LAFAYETTE, LA 70508 | AFLAC | $7K | $118 | $7K | 0.90% |
| MATTHEW R FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $5K | $792 | $6K | 0.75% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $4K | $754 | $5K | 0.62% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $3K | $765 | $4K | 0.50% |
| BRYAN J COMEAUX3 | 305 E. 3RD ST. CROWLEY, LA 70526 | AFLAC | $3K | $696 | $4K | 0.49% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $3K | $4 | $3K | 0.43% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $2K | $381 | $2K | 0.29% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $2K | $139 | $2K | 0.20% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $1K | $139 | $2K | 0.20% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $1K | $0 | $1K | 0.13% |
| KAY LANDRY3 | 1115 CLAYTON CASTILLE ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $969 | $55 | $1K | 0.13% |
| FREDRICK DEMONS3 | 655 MARIE ANTOINETTE ST, APT 146 LAFAYETTE, LA 70506 | AFLAC | $842 | $110 | $952 | 0.12% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $640 | $0 | $640 | 0.08% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $234 | $311 | $545 | 0.07% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $167 | $311 | $478 | 0.06% |
| BRITTANY A TALLENT3 Filed as: BRITTANY TALLENT | 3624 DELAWARE AVE, APT A KENNER, LA 70065 | AFLAC | $313 | $0 | $313 | 0.04% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $267 | $0 | $267 | 0.03% |
| LACEY A FONTENOT3 | 5264 HWY 182 OPELOUSAS, LA 70570 | AFLAC | $249 | $0 | $249 | 0.03% |
| TERRY JAMES LAPORTE3 Filed as: TERRY THERIOT | 1082 JOE MOUTON RD ARNAUDVILLE, LA 70512 | AFLAC | $243 | $0 | $243 | 0.03% |
| KAYLA M SIMON3 | 1050 COOPER ROAD ARNAUDVILLE, LA 70512 | AFLAC | $235 | $0 | $235 | 0.03% |
| PATRICK J NEWSOM3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $130 | $0 | $130 | 0.02% |
| JOSHUA HEBERT3 | 118 CATTAIL RD IOTA, LA 70543 | AFLAC | $71 | $5 | $76 | 0.01% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $37 | $0 | $37 | 0.00% |
| JOHN R CAMBRE3 | 101 SARA DEE PKWY LAFAYETTE, LA 70508 | AFLAC | $31 | $0 | $31 | 0.00% |
| SHON R CORMIER3 | 107 COMMONS DR LAFAYETTE, LA 70508 | AFLAC | $29 | $0 | $29 | 0.00% |
| JOSEPH D ANGELLE3 | 240 PEARCE RD PINEVILLE, LA 71360 | AFLAC | $26 | $0 | $26 | 0.00% |
| BOBBY W CLARK JR3 | 312 CALYPSO LANE LAFAYETTE, LA 70508 | AFLAC | $15 | $0 | $15 | 0.00% |
| EDWARD J OLIVIER3 Filed as: EDWARD OLMER | 300 GRINAGE ST HOUMA, LA 70360 | AFLAC | $14 | $0 | $14 | 0.00% |
| CATHY BABIN CARLOS3 Filed as: CATHY CARLOS | 170 JADEN LN HOUMA, LA 70360 | AFLAC | $7 | $0 | $7 | 0.00% |
| NIKKI PREJEAN3 | 1062 BOCK HUVAL ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $5 | $0 | $5 | 0.00% |
| STEPHANIE P CAVAZOS3 | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $4 | $0 | $4 | 0.00% |
| LAURA GARCIA3 | 2202 JEWEL CIR EDINBURG, TX 78539 | AFLAC | $4 | $0 | $4 | 0.00% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 W TUNNEL BLVD, STE 850 HOUMA, LA 70360 | AFLAC | $4 | $0 | $4 | 0.00% |
| CAROL ANN KEITH3 | 3827 N 10TH STREET SUITE 303 MCALLEN, TX 78501 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNIGNHAM JR. | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $2 | $0 | $2 | 0.00% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 566 | $809K |
| Short-term disability | AFLAC | 566 | $809K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 566 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.