| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIA M FONTENOT3 | 165 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $113K | $5K | $118K | 9.65% |
| RACHEL R THERIOT3 | 330 MAGNOLIA AVE NEW IBERIA, LA 70563 | AFLAC | $113K | $5K | $118K | 9.64% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | AFLAC | $60K | $11K | $70K | 5.75% |
| THEODORE AUTHEMENT3 | 800 RYAN ST., STE 200 LAKE CHARLES, LA 70601 | AFLAC | $35K | $2K | $37K | 2.99% |
| MATTHEW R FONTENOT3 | 168 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $20K | $1K | $21K | 1.73% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $15K | $721 | $16K | 1.30% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $11K | $2K | $12K | 0.99% |
| KEITH WILLIAM BELLE3 | 113 FLAGG PLACE, BLDG 6, STE C LAFAYETTE, LA 70508 | AFLAC | $11K | $1K | $12K | 0.96% |
| CANDACE M MECHE3 | 3600 KALISTE SALOOM ROAD APT 620 LAFAYETTE, LA 70508 | AFLAC | $11K | $183 | $11K | 0.94% |
| BRYAN J COMEAUX3 | 305 E. 3RD ST. CROWLEY, LA 70526 | AFLAC | $10K | $221 | $10K | 0.84% |
| SHERRY DEAN HOMAN3 | 113 FLAGG BLVD BLG 6, STE D LAFAYETTE, LA 70508 | AFLAC | $10K | $4 | $10K | 0.84% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $7K | $28 | $7K | 0.59% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $3K | $139 | $4K | 0.30% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $3K | $0 | $3K | 0.20% |
| KAYLA M SIMON3 | 1050 COOPER ROAD ARNAUDVILLE, LA 70512 | AFLAC | $1K | $323 | $2K | 0.14% |
| FREDRICK DEMONS3 | 655 MARIE ANTOINETTE ST, APT 146 LAFAYETTE, LA 70506 | AFLAC | $2K | $0 | $2K | 0.14% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $1K | $0 | $1K | 0.11% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $865 | $0 | $865 | 0.07% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $395 | $0 | $395 | 0.03% |
| LACEY A FONTENOT3 | 5264 HWY 182 OPELOUSAS, LA 70570 | AFLAC | $342 | $0 | $342 | 0.03% |
| NIKKI PREJEAN3 | 1062 BOCK HUVAL ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $156 | $0 | $156 | 0.01% |
| SHON R CORMIER3 | 107 COMMONS DR LAFAYETTE, LA 70508 | AFLAC | $141 | $0 | $141 | 0.01% |
| PATRICK J NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $141 | $0 | $141 | 0.01% |
| KAY LANDRY3 | 1115 CLAYTON CASTILLE ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $108 | $0 | $108 | 0.01% |
| JOSHUA HEBERT3 | 118 CATTAIL RD IOTA, LA 70543 | AFLAC | $103 | $0 | $103 | 0.01% |
| ERIK PAUL RATCLIFF3 | 110 STEPHENS LANE LUMBERTON, TX 77657 | AFLAC | $100 | $0 | $100 | 0.01% |
| JOSEPH D ANGELLE3 | 240 PEARCE RD PINEVILLE, LA 71360 | AFLAC | $69 | $0 | $69 | 0.01% |
| CHERYL A LEAGO3 | 9311 DEANWOOD ST HOUSTON, TN 77040 | AFLAC | $55 | $0 | $55 | 0.00% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $40 | $0 | $40 | 0.00% |
| THE TEXAS FINANCIAL GROUP3 Filed as: THE TEXAS FINANCIAL GROUP EMPLOYEE | ONE RIVERWAY, STE 900 HOUSTON, TX 77056 | AFLAC | $38 | $0 | $38 | 0.00% |
| ASHLEY MORROW3 | 1401 NORTH CENTRAL EXPRESSWAY STE 214 RICHARDSON, TX 75080 | AFLAC | $31 | $0 | $31 | 0.00% |
| JOHN R CAMBRE3 | 101 SARA DEE PKWY LAFAYETTE, LA 70508 | AFLAC | $27 | $0 | $27 | 0.00% |
| MANDY R BLANCHARD3 | 450 E MILLS AVE APT 45 BREAUX BRIDGE, LA 70517 | AFLAC | $25 | $0 | $25 | 0.00% |
| JILL WALTER APPLEGATE3 | 435 GRAHAM DR COPPELL, TX 75019 | AFLAC | $23 | $0 | $23 | 0.00% |
| MARLENE GONZALEZ WANZONG3 | 14407 WHISPERING VALLEY DR CYPRESS, TX 77429 | AFLAC | $18 | $0 | $18 | 0.00% |
| STEPHANIE P CAVAZOS3 | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $17 | $0 | $17 | 0.00% |
| LAURA GARCIA3 Filed as: LAURA LIZZETTE GUTIERREZ | 2202 JEWEL CIR EDINBURG, TX 78539 | AFLAC | $15 | $0 | $15 | 0.00% |
| BRENDA S. WARD3 Filed as: BRENDA S WARD | 1223 NEDERLAND AVE NEDERLAND, TX 77627 | AFLAC | $13 | $0 | $13 | 0.00% |
| BOBBY W CLARK JR3 | 312 CALYPSO LANE LAFAYETTE, LA 70508 | AFLAC | $13 | $0 | $13 | 0.00% |
| MATTHEW SUTTON3 | 31927 WILDWOOD PARK LN CONROE, TX 77385 | AFLAC | $13 | $0 | $13 | 0.00% |
| BELINDA ZARATE3 | 1201 E DAFFODIL, APT C MCALLEN, TX 78501 | AFLAC | $6 | $7 | $13 | 0.00% |
| VERONICA LIZCANO3 | 3309 W TEMPLE DR EDINBURG, TX 78541 | AFLAC | $11 | $0 | $11 | 0.00% |
| MITCHELL J MCCALL3 | 1620 WILLINGTON, APT 1101 BEAUMONT, TX 77706 | AFLAC | $11 | $0 | $11 | 0.00% |
| SHERRY E KENNEY3 | 1414 DREDA CIR DESOTO, TX 75115 | AFLAC | $11 | $0 | $11 | 0.00% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD, STE 105 KATY, TX 77450 | AFLAC | $11 | $0 | $11 | 0.00% |
| KATHY J JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $7 | $3 | $10 | 0.00% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $7 | $3 | $10 | 0.00% |
| ROLAND DALE ETHERIDGE3 Filed as: ROLAND A GUILLOT | 8600 FRIAR TUCK DR ORANGE, TX 77632 | AFLAC | $8 | $0 | $8 | 0.00% |
| CAROL ANN KEITH3 | 3827 N 10TH STREET SUITE 303 MCALLEN, TX 78501 | AFLAC | $8 | $0 | $8 | 0.00% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 2340 E TRINITY MILLS RD, STE 300 CARROLLTON, TN 75006 | AFLAC | $7 | $0 | $7 | 0.00% |
| MICHAEL SHANE KIRKLAND3 | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $7 | $0 | $7 | 0.00% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $4 | $3 | $7 | 0.00% |
| ROBERT PERRY EVANS JR3 | 1031 SADDLEBROOK DR LUCAS, TX 75002 | AFLAC | $5 | $0 | $5 | 0.00% |
| JEANETTE EARLENE HIBBS3 | PO BOX 58442 HOUSTON, TX 77258 | AFLAC | $5 | $0 | $5 | 0.00% |
| REGINALD GARDELL ROBINSON SR3 | 4710 CAVERN BROOK COURT FRESNO, TX 77545 | AFLAC | $4 | $0 | $4 | 0.00% |
| JAMES MICHAEL WILLIAMS3 | 2309 BENT TRAIL ROAD EDMOND, OK 73012 | AFLAC | $4 | $0 | $4 | 0.00% |
| HAMMIE WARD III3 | 9810 FM 1960 BYPASS RD W STE 137 HUMBLE, TX 77338 | AFLAC | $3 | $0 | $3 | 0.00% |
| JEFFREY C WEST3 | 17403 WIDMORE PL SPRING, TX 77379 | AFLAC | $2 | $0 | $2 | 0.00% |
| BOBBY R STEWART3 | 3501 FRENCH PARK DRIVE SUITE E EDMOND, OK 73034 | AFLAC | $2 | $0 | $2 | 0.00% |
| TRUDY MARCELLINO3 | 14718 PLANTATION OAK DR HOUSTON, TX 77068 | AFLAC | $2 | $0 | $2 | 0.00% |
| LINDA SUE CULLUMS3 | 6625 WILDER DR BEAUMONT, TX 77706 | AFLAC | $1 | $0 | $1 | 0.00% |
| KAREN J MCDONALD3 | PO BOX 8105 LUMBERTON, TX 77657 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 450 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 450 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 991 | $1.2M |
| Short-term disability | AFLAC | 991 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 991 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.