| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $18K | $11 | $18K | 3.52% |
| MIA M FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $11K | $14 | $11K | 2.17% |
| MATTHEW R FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $11K | $0 | $11K | 2.16% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE LAFAYETTE, LA 70508 | AFLAC | $8K | $6 | $8K | 1.59% |
| CARLOS D ESPINOSA3 | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $8K | $4 | $8K | 1.52% |
| TERRY JAMES LAPORTE3 Filed as: TERRY THERIOT | 1082 JOE MOUTON RD SAINT MARTINVILLE, LA 70582 | AFLAC | $5K | $2 | $5K | 1.03% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD, STE C LAFAYETTE, LA 70508 | AFLAC | $5K | $0 | $5K | 0.95% |
| CHRISTY FAYE MELANCON3 Filed as: CHRISTY MELANCON | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $3K | $0 | $3K | 0.66% |
| HEATHER NEDDEAU3 | 609 SANDHURST DR LAFAYETTE, LA 70508 | AFLAC | $3K | $3 | $3K | 0.65% |
| THEODORE AUTHEMENT3 | 800 RYAN ST., STE 200 LAKE CHARLES, LA 70601 | AFLAC | $3K | $4 | $3K | 0.58% |
| SHELBY KENNEDY3 Filed as: SHELBY KERR | 522 SAINT PATRICK ST LAYFAYETTE, LA 70506 | AFLAC | $2K | $1 | $2K | 0.44% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2K | $0 | $2K | 0.37% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $2K | $0 | $2K | 0.30% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $1K | $15 | $1K | 0.22% |
| KAY LANDRY3 | 1115 CLAYTON CASTILLE ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $1K | $9 | $1K | 0.21% |
| CRISTINA BROUSSARD3 | 518 DIVISION ST LAKE CHARLES, LA 70601 | AFLAC | $1K | $0 | $1K | 0.21% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $737 | $0 | $737 | 0.15% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $667 | $0 | $667 | 0.13% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $634 | $0 | $634 | 0.13% |
| BRYAN J COMEAUX3 | 305 E. 3RD ST. CROWLEY, LA 70526 | AFLAC | $596 | $0 | $596 | 0.12% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $543 | $0 | $543 | 0.11% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $523 | $0 | $523 | 0.10% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $520 | $0 | $520 | 0.10% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $393 | $0 | $393 | 0.08% |
| MELISSA STEWART3 | 800 RYAN ST, STE 200 LAKE CHARLES, LA 70601 | AFLAC | $220 | $0 | $220 | 0.04% |
| KACY VEILLON3 | 113 FLAGG PL, STE 6D LAYFAYETTE, LA 70508 | AFLAC | $188 | $0 | $188 | 0.04% |
| LACEY A FONTENOT3 | 5264 HWY 182 OPELOUSAS, LA 70570 | AFLAC | $152 | $0 | $152 | 0.03% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $147 | $0 | $147 | 0.03% |
| BRITTANY A TALLENT3 Filed as: BRITTANY TALLENT | 3624 DELAWARE AVE, APT A KENNER, LA 70065 | AFLAC | $118 | $0 | $118 | 0.02% |
| PATRICK J NEWSOM3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $105 | $0 | $105 | 0.02% |
| KAYLA M SIMON3 | 1050 COOPER ROAD ARNAUDVILLE, LA 70512 | AFLAC | $76 | $0 | $76 | 0.02% |
| THOMAS MIER3 | 108 BABBLING BROOK DR LAFAYETTE, LA 70506 | AFLAC | $67 | $0 | $67 | 0.01% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $30 | $0 | $30 | 0.01% |
| JOHN R CAMBRE3 | 101 SARA DEE PKWY LAFAYETTE, LA 70508 | AFLAC | $27 | $0 | $27 | 0.01% |
| JOSHUA HEBERT3 | 118 CATTAIL RD IOTA, LA 70543 | AFLAC | $20 | $0 | $20 | 0.00% |
| BOBBY W CLARK JR3 | 312 CALYPSO LANE LAFAYETTE, LA 70508 | AFLAC | $13 | $0 | $13 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 757 | $503K |
| Short-term disability | AFLAC | 757 | $503K |
| Other | AFLAC | 757 | $503K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 757 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.