| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST FORT WORTH, TX 761024620 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 8.82% |
| ROGERS BENEFIT GROUP INC3 | 5300 HOLLISTER ST STE 130 HOUSTON, TX 770406131 | PRINCIPAL LIFE INSURANCE COMPANY | — | $7K | $7K | 4.11% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 3.66% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 5300 HOLLISTER ST STE 130 HOUSTON, TX 770406131 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 0.89% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761024657 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1 | $2K | 13.39% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 7.58% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 8000 NORMAN CENTER DR STE 605 BLOOMINGTON, MN 554371178 | METROPOLITAN LIFE INSURANCE COMPANY | $833 | $166 | $999 | 6.51% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $443 | — | $443 | 2.89% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS | 1787 SENTRY PKWY BLDG 16 STE 320 BLUE BELL, PA 194222239 | METROPOLITAN LIFE INSURANCE COMPANY | $58 | — | $58 | 0.38% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761024657 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 21.30% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $906 | — | $906 | 6.91% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 8000 NORMAN CENTER DR STE 605 BLOOMINGTON, MN 554371178 | METROPOLITAN LIFE INSURANCE COMPANY | $744 | $153 | $897 | 6.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $205 | — | $205 | 1.56% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS | 1787 SENTRY PKWY W BLDG 16 STE 320 BLUE BELL, PA 194222239 | METROPOLITAN LIFE INSURANCE COMPANY | $52 | — | $52 | 0.40% |
| ACCRETIVE ENROLLMENT SERVICES LLC Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $481 | — | $481 | 5.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 8000 NORMAN CERTER DR STE 605 BLOOMINGTON, MN 554371178 | METROPOLITAN LIFE INSURANCE COMPANY | $507 | $105 | $612 | 8.20% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INUSRANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761024657 | METROPOLITAN LIFE INSURANCE COMPANY | $411 | — | $411 | 5.51% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $386 | — | $386 | 5.17% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $186 | — | $186 | 2.49% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS | 1787 SENTRY PKWY W BLDG 16 STE 320 BLUE BELL, PA 194222239 | METROPOLITAN LIFE INSURANCE COMPANY | $13 | — | $13 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 62 | $36K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 356 | $173K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 356 | $173K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 356 | $183K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 356 | $173K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 356 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.