| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | — | $17K | 12.37% |
| ROGERS BENEFIT GROUP INC3 | 5300 HOLLISTER ST STE 130 HOUSTON, TX 770406131 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 4.45% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 840 GESSNER RD STE 700 HOUSTON, TX 770244156 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.15% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 N PARK DR STE 200 HUNT VALLEY, MD 210301827 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.12% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $386 | $4K | 22.10% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 18.09% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 N 40TH ST STE 234 PHOENIX, AZ 850182151 | METROPOLITAN LIFE INSURANCE COMPANY | $849 | $170 | $1K | 5.35% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $423 | $4K | 26.20% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 8.94% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 N 40TH ST STE 234 PHOENIX, AZ 850182151 | METROPOLITAN LIFE INSURANCE COMPANY | $657 | $131 | $788 | 5.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $207 | $3K | 22.89% |
| ISCENTIAL INC3 | 8220 JONES RD STE 100 HOUSTON, TX 770655375 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 19.06% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 N 40TH ST STE 234 PHOENIX, AZ 850182151 | METROPOLITAN LIFE INSURANCE COMPANY | $521 | $104 | $625 | 5.26% |
| ACCRETIVE ENROLLMENT SERVICES LLC Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $893 | — | $893 | 8.46% |
| ASSUREDPARTNERS Filed as: ASSUREDPARTNERS OF HOUSTON DBA KAIN | 840 GESSNER SUITE 700 HOUSTON, TX 77040 | TRUSTMARK INSURANCE COMPANY | $741 | — | $741 | 7.02% |
| ASSUREDPARTNERS Filed as: ASSUREDPARTNERS OF HOUSTON DBA PEC | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $741 | — | $741 | 7.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 116 | $45K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 333 | $136K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 333 | $136K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 333 | $146K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 333 | $136K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 333 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.