| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA, INC | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $42K | — | $42K | 3.30% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $4K | $14K | 16.29% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | VCP SERVICES, INC | $3K | — | $3K | 10.00% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 6.19% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 6.56% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $987 | — | $987 | 6.61% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $865 | — | $865 | 6.21% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $877 | — | $877 | 6.62% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $662 | — | $662 | 6.59% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $579 | — | $579 | 6.87% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $440 | — | $440 | 5.91% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $381 | — | $381 | 5.56% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $324 | — | $324 | 6.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 255 | $1.3M |
| Dental(11 contracts) | DELTA DENTAL OF KANSAS, INC. | 33 | $115K |
| Vision | VCP SERVICES, INC | 151 | $35K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $85K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $85K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $85K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 255 | $1.3M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 255 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.