| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $46K | — | $46K | 3.12% |
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 11.74% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $1K | — | $1K | 6.14% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | VCP SERVICES, INC. | $3K | — | $3K | 17.22% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $932 | — | $932 | 6.06% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $810 | — | $810 | 5.65% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $830 | — | $830 | 5.98% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $691 | — | $691 | 6.15% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $652 | — | $652 | 6.08% |
| IMA, INC.3 Filed as: IMA INC | 8200 EAST 32ND STREET NORTH WITCHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $648 | — | $648 | 6.27% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $346 | — | $346 | 5.80% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $255 | — | $255 | 5.01% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $150 | — | $150 | 5.00% |
| IMA, INC.3 | 8200 EAST 32ND STREET NORTH WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $78 | — | $78 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 255 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 294 | $1.5M |
| Dental(12 contracts) | DELTA DENTAL OF KANSAS, INC. | 29 | $110K |
| Vision | VCP SERVICES, INC. | 157 | $16K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 105 | $75K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 105 | $75K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 105 | $75K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 294 | $1.5M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 105 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.