| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OLSON & OLSON INS. SVCS., INC.3 Filed as: OLSON & OLSON INS. SERVICES, INC. | 5655 SOUTH YOSEMITE STREET SUITE 200 GREENWOOD VILLAGE, CO 80121 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $68K | $0 | $68K | 11.05% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $35K | $0 | $35K | 5.69% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $27K | $27K | 4.33% |
| OLSON & OLSON INS. SVCS., INC.3 Filed as: OLSON & OLSON INS. SERVICES, INC. | 5655 SOUTH YOSEMITE STREET SUITE 200 GREENWOOD VILLAGE, CO 80121 | HARTFORD LIFE AND ACCIDENT | $14K | $0 | $14K | 9.13% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | HARTFORD LIFE AND ACCIDENT | $7K | $0 | $7K | 4.69% |
| OLSON & OLSON INS. SVCS., INC.3 Filed as: OLSON & OLSON INS. SERVICES, INC. | 5655 SOUTH YOSEMITE STREET SUITE 200 GREENWOOD VILLAGE, CO 80111 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $6K | $0 | $6K | 6.56% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $3K | $0 | $3K | 3.31% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $2K | $2K | 2.62% |
| VOLUNTARY SOLUTIONS INC3 Filed as: VOLUNTARY SOLUTIONS INC. | 509 SOUTH 4TH AVENUE BRIGHTON, CO 80601 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $2K | $7K | 11.80% |
| OLSON & OLSON INS. SVCS., INC.3 Filed as: OLSON & OLSON INS. SERVICES, INC. | 5655 SOUTH YOSEMITE STREET SUITE 200 GREENWOOD VILLAGE, CO 80121 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 6.93% |
| SELECTIVE OPTIONS INC3 Filed as: SELECTIVE OPTIONS INC. | 9720 EAST 151ST PLACE BRIGHTON, CO 80602 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $934 | $244 | $1K | 2.07% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.89% |
| KASEY CHRISTINE CHURCHILL3 | 2914 SOUTH JERICHO COURT AURORA, CO 80013 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $865 | $0 | $865 | 1.52% |
| RPM BENEFIT ADVISORS LLC3 | 489 ROAD 209 BIG SPRINGS, NE 69122 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $1 | $9 | 0.02% |
| VOLUNTARY SOLUTIONS INC3 Filed as: VOLUNTARY SOLUTIONS INC. | 509 SOUTH 4TH AVENUE BRIGHTON, CO 80601 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 15.16% |
| OLSON & OLSON INS. SVCS., INC.3 Filed as: OLSON & OLSON INS. SERVICES, INC. | 5655 SOUTH YOSEMITE STREET SUITE 200 GREENWOOD VILLAGE, CO 80121 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 7.26% |
| SELECTIVE OPTIONS INC3 Filed as: SELECTIVE OPTIONS INC. | 9720 EAST 151ST PLACE BRIGHTON, CO 80602 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $341 | $2K | 3.92% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $880 | $0 | $880 | 2.29% |
| KASEY CHRISTINE CHURCHILL3 | 2914 SOUTH JERICHO COURT AURORA, CO 80013 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $465 | $0 | $465 | 1.21% |
| EVAN D BURDEN3 Filed as: EVAN D. BURDEN | PO BOX 6903 DENVER, CO 80206 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.03% |
| MJ INSURANCE3 Filed as: DAWN R. MORGAN AND VARIOUS AGENTS | 6413 DUNMOOR DRIVE PLANO, TX 75093 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 214 | $613K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 151 | $91K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 214 | $613K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 167 | $154K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 167 | $154K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 167 | $154K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 214 | $613K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 167 | $249K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.