| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA GROUP BENEFIT CONC | 18459 PINES BOULEVARD STE 220 PEMBROKE PINES, FL 33029 | AETNA LIFE INSURANCE COMPANY | $47K | $263K | $309K | 5.99% |
| ACRISURE LLC3 | 18459 PINES BLVD #220 PEMBROKE PINES, FL 33029 | HARTFORD LIFE AND ACCIDENT | $41K | — | $41K | 14.17% |
| ACRISURE LLC3 | 18459 PINES BLVD #220 PEMBROKE PINES, FL 33029 | HARTFORD LIFE AND ACCIDENT | $67K | — | $67K | 25.40% |
| ACRISURE LLC3 | 6307 84TH ST SE CALEDONIA, MI 49316 | HARTFORD LIFE AND ACCIDENT | — | $9K | $9K | 3.42% |
| ACRISURE LLC3 Filed as: ACRISURE DBA GROUP BENEFIT CONCEPTS | 428 NE 17 WAY FORAT LAUDERDALE, FL 33301 | METLIFE LEGAL PLANS, INC. | $1K | — | $1K | 13.25% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3400 OVERTON PARK DRIVE STE 300 ATLANTA, GA 30339 | METLIFE LEGAL PLANS, INC. | — | $38 | $38 | 0.41% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA EMPLOYEE BENEFIT | 489 SEMINOLE ROAD MUSKEGON, MI 49444 | METLIFE LEGAL PLANS, INC. | — | $34 | $34 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 724 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 724 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 1,536 | $5.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,536 | $5.2M |
| Vision | AETNA LIFE INSURANCE COMPANY | 1,536 | $5.2M |
| Life insurance(2 contracts) | HARTFORD LIFE AND ACCIDENT | 520 | $552K |
| Short-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 520 | $552K |
| Long-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 520 | $552K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 520 | $561K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,536 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.