| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | UNITED HEALTHCARE INSURANCE COMPANY | -$9K | $144K | $135K | 2.34% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | -$118 | $9K | 0.16% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $467 | $16K | 3.03% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $26K | $0 | $26K | 15.00% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $0 | $20K | 15.00% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $14K | $0 | $14K | 11.17% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $9K | $0 | $9K | 7.13% |
| JASON L WEEKS3 Filed as: JASON WEEKS | 620 STONEGLEN DR STE L KELLER, TX 76248 | AFLAC | $2K | $345 | $3K | 2.06% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $1K | $251 | $2K | 1.30% |
| MARCI M SCHNITKER3 Filed as: MARCI SCHNITKER | PO BOX 245 GUNTER, TX 75058 | AFLAC | $863 | $0 | $863 | 0.69% |
| ELIZABETH J WEEKS3 Filed as: ELIZABETH WEEKS | 620 STONEGLEN DR STE L KELLER, TX 76248 | AFLAC | $548 | $0 | $548 | 0.44% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $512 | $0 | $512 | 0.41% |
| TAMMY A MORGART3 Filed as: TAMMY PEDERSON | 2532 N 4TH ST PMB 556 FLAGSTAFF, AZ 86004 | AFLAC | $155 | $0 | $155 | 0.12% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $123 | $0 | $123 | 0.10% |
| MICHAEL J THRASHER3 Filed as: MICHAEL THRASHER | 19723 DESNA DR PORTER, TX 77365 | AFLAC | $111 | $0 | $111 | 0.09% |
| GLENDA GORE3 | 306 CHESAPEAKE AVE VICTORIA, TX 77904 | AFLAC | $99 | $0 | $99 | 0.08% |
| MONICA MANN3 | PO BOX 1235 BRIDGEPORT, TX 76426 | AFLAC | $87 | $0 | $87 | 0.07% |
| DIANA N MARTINEZ3 Filed as: DIANA MARTINEZ | 14016 N LAKE BRANCH LN HOUSTON, TX 77044 | AFLAC | $84 | $0 | $84 | 0.07% |
| KENNETH B ISBELL3 | 132 MOCKINGBIRD LN JACKSBORO, TX 76458 | AFLAC | $83 | $0 | $83 | 0.07% |
| DEBRA L SCHMIDT3 Filed as: DEBRA SCHMIDT | 616 CYPRESS CREEK PKWY STE 101 HOUSTON, TX 77090 | AFLAC | $76 | $0 | $76 | 0.06% |
| JOAQUIN M DAVILA3 Filed as: JOAQUIN DAVILA | 1505 GEORGE DIETER DR STE 109 EL PASO, TX 79936 | AFLAC | $74 | $0 | $74 | 0.06% |
| ROBERT L WINFREY3 Filed as: ROBERT WINFREY | 11520 W NANTUCKET CIR WICHITA, KS 67212 | AFLAC | $73 | $0 | $73 | 0.06% |
| STEVEN T HURLEY3 Filed as: STEVEN HURLEY | 130 CLYDESDALE LN VICTORIA, TX 77904 | AFLAC | $56 | $0 | $56 | 0.04% |
| MATTHEW D HODGES3 Filed as: MATTHEW HODGES | 605 N MOTLEY DR OVERTON, TX 75684 | AFLAC | $54 | $0 | $54 | 0.04% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $47 | $0 | $47 | 0.04% |
| JOHN E CUMMINGS3 Filed as: JOHN JOHNSON | 2150 W NORTHWEST HWY STE 114-1144 GRAPEVINE, TX 76051 | AFLAC | $46 | $0 | $46 | 0.04% |
| CRAIG S DAVIES3 Filed as: CRAIG DAVIES | 109 TIMBER CREEK CT ARGYLE, TX 76226 | AFLAC | $46 | $0 | $46 | 0.04% |
| T HOWDESHELL3 | 1405 SHANNAN CIR #103 GRANBURY, TX 76048 | AFLAC | $43 | $0 | $43 | 0.03% |
| PAUL WHITE3 | 211 E SHEPHERD AVE STE 7 LUFKIN, TX 75901 | AFLAC | $43 | $0 | $43 | 0.03% |
| ERIC PEDERSON3 | 2615 N 4TH ST STE 1 FLAGSTAFF, AZ 86004 | AFLAC | $41 | $0 | $41 | 0.03% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 119 KRISTIN DR ALEDO, TX 76008 | AFLAC | $39 | $0 | $39 | 0.03% |
| LARRY RANGEL3 | 2626 S LOOP W STE 340 HOUSTON, TX 77054 | AFLAC | $36 | $0 | $36 | 0.03% |
| SHAWN D SCHWARZ3 Filed as: SHAWN SCHWARZ | 1010 DOWNING AVE STE 20 HAYS, KS 67601 | AFLAC | $33 | $0 | $33 | 0.03% |
| ADAM SCOTT3 | 352 ZAMBEZI LN BULLARD, TX 75757 | AFLAC | $32 | $0 | $32 | 0.03% |
| BRAD SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $32 | $0 | $32 | 0.03% |
| SHARON E ALFORD3 Filed as: SHARON ALFORD | 14903 INVERRARY DR HOUSTON, TX 77095 | AFLAC | $31 | $0 | $31 | 0.02% |
| WILLIAM HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $28 | $0 | $28 | 0.02% |
| ARDELIA M GOFF3 Filed as: ARDELIA GOFF | 12311 COLBY CIR TYLER, TX 75707 | AFLAC | $28 | $0 | $28 | 0.02% |
| SCOTT G GOFF3 Filed as: SCOTT GOFF | 12311 COLBY CIR TYLER, TX 75707 | AFLAC | $27 | $0 | $27 | 0.02% |
| KYLE MCALISTER3 | PO BOX 2533 ABILENE, TX 79604 | AFLAC | $26 | $0 | $26 | 0.02% |
| INSURANCE PLANNING GROUP3 Filed as: INSURANCE PLANNING INC | PO BOX 100 3006 BROADWAY AVE HAYS, KS 67601 | AFLAC | $22 | $0 | $22 | 0.02% |
| THERESA CHAMBLISS3 | 2059 PINE RIVER DR KINGWOOD, TX 77339 | AFLAC | $21 | $0 | $21 | 0.02% |
| TODD A STULL3 Filed as: TODD STULL | 8203 WILLOW PLACE DR S STE 510 HOUSTON, TX 77070 | AFLAC | $21 | $0 | $21 | 0.02% |
| RONNIE WEBBER3 | 411 GREEN MEADOW TRL HOLLY LAKE RANCH, TX 75765 | AFLAC | $19 | $0 | $19 | 0.02% |
| KYLE DEWAYNE BRASHER3 Filed as: KYLE BRASHER | 320 COUNTY ROAD 524 NACOGDOCHES, TX 75964 | AFLAC | $17 | $0 | $17 | 0.01% |
| CATHERINE BAKER3 | 2013 FAIRWAY ST GREENVILLE, TX 75402 | AFLAC | $16 | $0 | $16 | 0.01% |
| DAVID J WINDHOLZ3 Filed as: DAVID WINDHOLZ | 102 W 15TH ST HAYS, KS 67601 | AFLAC | $14 | $0 | $14 | 0.01% |
| DAWN D STILLWELL3 Filed as: DAWN STILLWELL | 135 S SAGE HOLLOW DRIPPING SPRINGS, TX 78620 | AFLAC | $14 | $0 | $14 | 0.01% |
| MICHAEL A CUTAIA3 Filed as: MICHAEL CUTAIA | 1225 NORTH LOOP W STE 214 HOUSTON, TX 77008 | AFLAC | $14 | $0 | $14 | 0.01% |
| THE GOODSPEED INSURANCE AGENCY INC3 | 2815 VALLEY VIEW LN STE 115 DALLAS, TX 75234 | AFLAC | $13 | $0 | $13 | 0.01% |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $12 | $0 | $12 | 0.01% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD STE 105 KATY, TX 77450 | AFLAC | $12 | $0 | $12 | 0.01% |
| JULIE KICKER3 | PO BOX 11825 CASA GRANDE, AZ 85130 | AFLAC | $11 | $0 | $11 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER HIPP | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $11 | $0 | $11 | 0.01% |
| DAVID DOUG TALMAGE3 Filed as: DAVID (DOUG) TALMAGE | PO BOX 8863 GREENVILLE, TX 75404 | AFLAC | $8 | $0 | $8 | 0.01% |
| KRYSTAL RASMUSSEN3 | PO BOX 308 MCCOOL JUNCTION, NE 68401 | AFLAC | $8 | $0 | $8 | 0.01% |
| SANDRA L SARFF3 Filed as: SANDRA SARFF | 7090 N ORACLE RD PMB 152 TUCSON, AZ 85704 | AFLAC | $8 | $0 | $8 | 0.01% |
| JODY HIPP3 | PO BOX 1587 HAYS, KS 67601 | AFLAC | $7 | $0 | $7 | 0.01% |
| ROBERT MARTINEZ3 | PO BOX 1103 SAINT FRANCIS, KS 67756 | AFLAC | $6 | $0 | $6 | 0.00% |
| MICHAEL W. HART3 Filed as: MICHAEL HART | 44 WINDSWEPT DR PORT LAVACA, TX 77979 | AFLAC | $6 | $0 | $6 | 0.00% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $6 | $0 | $6 | 0.00% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS SERVICES INC | PO BOX 632886 CINCINNATI, OH 45263 | AFLAC | $6 | $0 | $6 | 0.00% |
| JAMES A BELLOWS3 Filed as: JAMES BELLOWS | PO BOX 549 YORK, NE 68467 | AFLAC | $5 | $0 | $5 | 0.00% |
| JACK GATHINGS3 | 7235 S GOLFSIDE LN PHOENIX, AZ 85042 | AFLAC | $5 | $0 | $5 | 0.00% |
| KEVIN D GOODMAN3 Filed as: KEVIN GOODMAN | 749 GATEWAY BLDG D ABILENE, TX 79602 | AFLAC | $5 | $0 | $5 | 0.00% |
| JONES INSURANCE AGENCY INC3 Filed as: JONES INSURANCE AGENCY | PO BOX 229 DAVID CITY, NE 68632 | AFLAC | $5 | $0 | $5 | 0.00% |
| ROBERT SALAS3 | 1747 PARKVIEW LN MISSOURI CITY, TX 77459 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEFF MUSGROVE3 | 3126 PINEY FOREST DR HOUSTON, TX 77084 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOHN DOLLAR3 | 588 E WOLF HOLLOW DR CASA GRANDE, AZ 85122 | AFLAC | $4 | $0 | $4 | 0.00% |
| MARY E PASLER3 Filed as: MARY PASLER | 536 LANDMARK DR NAPLES, FL 34112 | AFLAC | $4 | $0 | $4 | 0.00% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY IRVIN | 2001 W WILLOW KNOLLS DR PEORIA, IL 61614 | AFLAC | $4 | $0 | $4 | 0.00% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FL STE 200 ELLISVILLE, MO 63011 | AFLAC | $4 | $0 | $4 | 0.00% |
| K G SMITH LLC3 Filed as: KG SMITH LLC | 7606 EASTWOOD LAKE LN RICHMOND, TX 77407 | AFLAC | $4 | $0 | $4 | 0.00% |
| NICOLE E ROONEY3 Filed as: NICOLE FLETCHER | 8815 W NANTUCKET ST WICHITA, KS 67212 | AFLAC | $4 | $0 | $4 | 0.00% |
| STACY ERVIEN3 | 25175 ROAD N.8 CORTEZ, CO 81321 | AFLAC | $4 | $0 | $4 | 0.00% |
| TERRY LAXSON3 | 6836 FM 2244 RD BLDG 3 AUSTIN, TX 78746 | AFLAC | $4 | $0 | $4 | 0.00% |
| SCOTT WEBB3 | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $3 | $0 | $3 | 0.00% |
| LANCE J MILLER3 Filed as: LANCE MILLER | 17133 KNOLL DALE TRL CONROE, TX 77385 | AFLAC | $3 | $0 | $3 | 0.00% |
| KATRINA K MCMECHAN3 Filed as: KATRINA MCMECHAN | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $3 | $0 | $3 | 0.00% |
| DARRIN BOLLENBACH3 | 420 W 31ST ST HOUSTON, TX 77018 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $2 | $0 | $2 | 0.00% |
| CECIL RAY PARKER3 Filed as: CECIL PARKER | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $2 | $0 | $2 | 0.00% |
| PRENTISS ATKINS CASTLE JR3 Filed as: PRENTISS CASTLE JR | 7293 DABADIE RD VENTRESS, LA 70783 | AFLAC | $2 | $0 | $2 | 0.00% |
| VINCENT CHARLES MCDOWELL3 Filed as: VINCENT MCDOWELL | 155 2ND AVE N STE 201 TWIN FALLS, ID 83301 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROBERT CLARK3 | 5601 COUNTY RD 1450 LUBBOCK, TX 79407 | AFLAC | $2 | $0 | $2 | 0.00% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 78382 | AFLAC | $2 | $0 | $2 | 0.00% |
| ZACHARY JOHNSON3 | 4447 N CENTRAL EXPY STE 110 DALLAS, TX 75205 | AFLAC | $2 | $0 | $2 | 0.00% |
| SHELLY WEIGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $2 | $0 | $2 | 0.00% |
| LARRY D DENNY3 Filed as: LARRY MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEROME JEFFREY PESEK3 Filed as: JEROME PESEK | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $2 | $0 | $2 | 0.00% |
| MICHAEL RUSHING3 | 21973 FM 15 TROUP, TX 78789 | AFLAC | $2 | $0 | $2 | 0.00% |
| POWELL A JOHNSON III3 Filed as: POWELL JOHNSON III | 9074 ELM TREE CIR TYLER, TX 75703 | AFLAC | $2 | $0 | $2 | 0.00% |
| DAVID L DEARDORFF3 Filed as: DAVID DEARDORFF | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $2 | $0 | $2 | 0.00% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $1 | $0 | $1 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 Filed as: CYNTHIA WELKEN-PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHERISE M WADE3 Filed as: CHERISE WADE | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $1 | $0 | $1 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 11630 W 58TH TER OVERLAND PARK, KS 66221 | AFLAC | $1 | $0 | $1 | 0.00% |
| BILLY KEITH3 | 3827 N 10TH ST STE 303 MCALLEN, TX 78501 | AFLAC | $1 | $0 | $1 | 0.00% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAY T REX3 Filed as: JAY REX | 3710 CANEY CREEK RD AUSTIN, TX 78732 | AFLAC | $1 | $0 | $1 | 0.00% |
| KENNETH R THOMASON3 Filed as: KENNETH THOMASON | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $1 | $0 | $1 | 0.00% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $283 | $0 | $283 | 17.99% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $79 | $0 | $79 | 5.02% |
| JASON L WEEKS3 Filed as: JASON WEEKS | 620 STONEGLEN DR STE L KELLER, TX 76248 | AFLAC | $33 | $6 | $39 | 2.48% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $16 | $6 | $22 | 1.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 679 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 695 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,081 | $5.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,602 | $511K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,602 | $511K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 396 | $57K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 245 | $172K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $133K |
| Other(3 contracts, 2 carriers) | AFLAC | 396 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.