| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 762343712 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $183K | $183K | 3.65% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 762343712 | UNITEDHEALTHCARE INSURANCE COMPANY | $41K | — | $41K | 10.04% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $12K | — | $12K | 7.80% |
| ELIZABETH J WEEKS3 Filed as: ELIZABETH WEEKS | 204 S MAIN ST STE 120 KELLER, TX 76248 | AFLAC | $7K | — | $7K | 4.53% |
| DALE L HOLCOMB3 Filed as: DALE HOLCOMB | 22218 QUEENBURY HILLS DR HOUSTON, TX 77073 | AFLAC | $5K | $126 | $5K | 3.10% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 229 E WILLIAM ST STE 501 WICHITA, KS 67202 | AFLAC | $4K | $507 | $5K | 3.07% |
| MARCI M SCHNITKER3 Filed as: MARCI CRADDOCK | PO BOX 245 GUNTER, TX 75058 | AFLAC | $3K | $248 | $3K | 2.12% |
| JASON L WEEKS3 Filed as: JASON WEEKS | 204 S MAIN ST STE 240 KELLER, TX 76248 | AFLAC | $3K | $142 | $3K | 1.73% |
| SHARON E ALFORD3 Filed as: SHARON ALFORD | 14903 INVERRARY DR HOUSTON, TX 77095 | AFLAC | $2K | $70 | $2K | 1.52% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $2K | $135 | $2K | 1.45% |
| TAMMY A MORGART3 Filed as: TAMMY PEDERSON | 2532 N 4TH ST FLAGSTAFF, AZ 86004 | AFLAC | $2K | $137 | $2K | 1.13% |
| DEBRA L SCHMIDT3 Filed as: DEBRA SCHMIDT | 616 CYPRESS CREEK PKWY STE 101 HOUSTON, TX 77090 | AFLAC | $931 | $69 | $1K | 0.63% |
| BRITTANY BOCIUNG3 | 1713 N CENTER ST FLAGSTAFF, AZ 86004 | AFLAC | $871 | — | $871 | 0.55% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $728 | $99 | $827 | 0.52% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 7416 ROLLING HILLS DR BENBROOK, TX 76126 | AFLAC | $723 | $69 | $792 | 0.50% |
| ERIC PEDERSON3 | 2815 N 4TH ST STE 1 FLAGSTAFF, AZ 86004 | AFLAC | $415 | $43 | $458 | 0.29% |
| NICOLE E ROONEY3 Filed as: NICOLE FLETCHER | 8815 W NANTUCKET ST WICHITA, KS 67212 | AFLAC | $318 | — | $318 | 0.20% |
| KENNETH B ISBELL3 | 132 MOCKINGBIRD LANE JACKSBORO, TX 76458 | AFLAC | $218 | — | $218 | 0.14% |
| ROBERT D GORE3 Filed as: ROBERT GORE | 306 CHESAPEAKE AVE VICTORIA, TX 77904 | AFLAC | $209 | — | $209 | 0.13% |
| JULIE KICKER3 | 719 E COTTONWOOD LN CASA GRANDE, AZ 85122 | AFLAC | $195 | — | $195 | 0.12% |
| BRAD SCHUMACHER3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $118 | $69 | $187 | 0.12% |
| MARY E PASLER3 Filed as: MARY PASLER | 536 LANDMARK DRIVE NAPLES, FL 34112 | AFLAC | $162 | $21 | $183 | 0.12% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 3301 AIRPORT FWY STE 324 BEDFORD, TX 76021 | AFLAC | $114 | $50 | $164 | 0.10% |
| ROBERT L WINFREY3 Filed as: ROBERT WINFREY | 415 S GREENWOOD ST STE 2 WICHITA, KS 67211 | AFLAC | $159 | — | $159 | 0.10% |
| DIANA N MARTINEZ3 Filed as: DIANA MARTINEZ | 14016 N LAKE BRANCH LN HOUSTON, TX 77044 | AFLAC | $152 | — | $152 | 0.10% |
| STEVEN T HURLEY3 Filed as: STEVEN HURLEY | 130 CLYDESDALE LN VICTORIA, TX 77904 | AFLAC | $150 | — | $150 | 0.09% |
| MONICA MANN3 | P O BOX 1235 BRIDGEPORT, TX 76426 | AFLAC | $102 | — | $102 | 0.06% |
| NICHOLAS TUBBERT3 | 1843 S SOUTHERN PACIFIC ST FLAGSTAFF, AZ 86001 | AFLAC | $99 | — | $99 | 0.06% |
| JOAQUIN M DAVILA3 Filed as: JOAQUIN DAVILA | 221 N KANSAS ST STE 729 EL PASO, TX 79901 | AFLAC | $98 | — | $98 | 0.06% |
| T HOWDESHELL3 | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $81 | — | $81 | 0.05% |
| SHWAN SCHWARZ3 | 1010 DOWNING AVE STE 20 HAYS, KS 67601 | AFLAC | $80 | — | $80 | 0.05% |
| MATTHEW D HODGES3 Filed as: MATTHEW HODGES | 605 N MOTLEY DR OVERTON, TX 75684 | AFLAC | $40 | $40 | $80 | 0.05% |
| WILLIAM HURLEY3 | 7125 CHILTON TYLER, TX 75701 | AFLAC | $75 | — | $75 | 0.05% |
| CRAIG S DAVIES3 Filed as: CRAIG DAVIES | 109 TIMBER CREEK CT ARGYLE, TX 76226 | AFLAC | $60 | — | $60 | 0.04% |
| JOHN E CUMMINGS3 Filed as: JOHN JOHNSON | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $60 | — | $60 | 0.04% |
| PAUL WHITE3 | 211 E SHEPHERD AVE STE 7 LUFKIN, TX 75901 | AFLAC | $57 | — | $57 | 0.04% |
| INSURANCE PLANNING GROUP3 Filed as: INSURANCE PLANNING INC | 306 BROADWAY P O BOX 100 HAYS, KS 67601 | AFLAC | $52 | — | $52 | 0.03% |
| MARTHA P BUESS3 Filed as: MARTHA BUESS | 2948 E RAY AVE SALINA, KS 67401 | AFLAC | $48 | — | $48 | 0.03% |
| LARRY RANGEL3 | 7015 GULF FWY STE 125 HOUSTON, TX 77087 | AFLAC | $48 | — | $48 | 0.03% |
| VINCENT CHARLES MCDOWELL3 Filed as: VINCENT MCDOWELL | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $44 | $4 | $48 | 0.03% |
| ADAM SCOTT3 | 352 ZAMBEZI LN BULLARD, TX 75757 | AFLAC | $44 | — | $44 | 0.03% |
| KYLE MCALISTER3 Filed as: KYLE MCCALISTER | P O BOX 2533 ABILENE, TX 79604 | AFLAC | $28 | $16 | $44 | 0.03% |
| WILLIAM BALLOU3 | 6900 LAKE WOODLANDS DR APT 614 SPRING, TX 77382 | AFLAC | $42 | — | $42 | 0.03% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $42 | — | $42 | 0.03% |
| SCOTT G GOFF3 Filed as: SCOTT GOFF | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $33 | $8 | $41 | 0.03% |
| DAVID J WINDHOLZ3 Filed as: DAVID WINDHOLZ | 102 W 15TH ST HAYS, KS 67601 | AFLAC | $38 | — | $38 | 0.02% |
| MICHAEL A CUTAIA3 Filed as: MICHAEL CUTAIA | 1225 NORTH LOOP W STE 214 HOUSTON, TX 77008 | AFLAC | $33 | — | $33 | 0.02% |
| THERESA CHAMBLISS3 | 2059 PINE RIVER DR KINGWOOD, TX 77339 | AFLAC | $28 | $4 | $32 | 0.02% |
| ARDELIA M GOFF3 Filed as: ARDELIA GOFF | 1125 JUDSON RD STE 195 LONGVIEW, TX 75601 | AFLAC | $21 | $8 | $29 | 0.02% |
| ZAKERY HARLOW3 | 3755 N BUSINESS CENTER DR TUCSON, AZ 85705 | AFLAC | $28 | — | $28 | 0.02% |
| MATTHEW SUTTON3 | 31927 WILDWOOD PARK LN CONROE, TX 77385 | AFLAC | $28 | — | $28 | 0.02% |
| TODD A STULL3 Filed as: TODD STULL | 8203 WILLOW PLACE DR S STE 510 HOUSTON, TX 77070 | AFLAC | $26 | — | $26 | 0.02% |
| MICHELLE ANNE CHILES3 Filed as: MICHELLE CHILIES | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $25 | — | $25 | 0.02% |
| RONNIE WEBBER3 | 411 GREEN MEADOW TRL HOLLY LAKE RANCH, TX 75765 | AFLAC | $25 | — | $25 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD SUITE 105 KATY, TX 77450 | AFLAC | $24 | — | $24 | 0.02% |
| KYLE DEWAYNE BRASHER3 Filed as: KYLE BRASHER | 320 COUNTY ROAD 524 NACOGDOCHES, TX 75984 | AFLAC | $23 | — | $23 | 0.01% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $23 | — | $23 | 0.01% |
| JEREMIAH D SMITH3 Filed as: JEREMIAH SMITH | 705 S CHILTON AVE TYLER, TX 75701 | AFLAC | $22 | — | $22 | 0.01% |
| DAWN D STILLWELL3 Filed as: DAWN STILLWELL | 206 GATLIN CREEK RD DRIPPING SPRINGS, TX 78620 | AFLAC | $15 | $7 | $22 | 0.01% |
| CONNIE HENDERSON3 | 917 S ABE ST SAN ANGELO, TX 76903 | AFLAC | $21 | — | $21 | 0.01% |
| JODY HIPP3 | PO BOX 1587 HAYS, KS 67601 | AFLAC | $19 | — | $19 | 0.01% |
| CYNTHIA A. HAWKINSON3 Filed as: CYNTHIA HAWKINSON | PO BOX 288 CHELSEA, OK 74016 | AFLAC | $17 | — | $17 | 0.01% |
| DOROTHY BENNETT3 | 225 EDINBURGH RD SAN ANGELO, TX 76901 | AFLAC | $16 | — | $16 | 0.01% |
| THE GOODSPEED INSURANCE AGENCY INC3 | 2815 VALLEY VIEW SUITE 115 DALLAS, TX 75234 | AFLAC | $16 | — | $16 | 0.01% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $16 | — | $16 | 0.01% |
| JAMES D LOVE3 Filed as: JAMES LOVE | 412 E MAIN ST HENDERSON, TX 75652 | AFLAC | $15 | — | $15 | 0.01% |
| CHAD HAINES3 | 104 HUNTERS TRAIL CONROE, TX 77304 | AFLAC | $15 | — | $15 | 0.01% |
| GLENDA GORE3 | 306 CHESAPEAKE AVE VICTORIA, TX 77904 | AFLAC | $14 | — | $14 | 0.01% |
| LANCE J MILLER3 Filed as: LANCE MILLER | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $14 | — | $14 | 0.01% |
| NINA LARUE REID3 Filed as: NINA REID | 6706 GRAND CANAL COURT SAN ANGELO, TX 76904 | AFLAC | $14 | — | $14 | 0.01% |
| DEANNA FENLAW3 | 7571 SOUTHPOINT PL PENSACOLA, FL 32514 | AFLAC | $13 | — | $13 | 0.01% |
| RICHARD DEFALCO3 | 4704 CRYSTAL LAKE DR NORMAN, OK 73072 | AFLAC | $13 | — | $13 | 0.01% |
| ROBERT MARTINEZ3 | PO BOX 1103 SAINT FRANCIS, KS 67756 | AFLAC | $9 | $3 | $12 | 0.01% |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $2 | $9 | $11 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER HIPP | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $2 | $9 | $11 | 0.01% |
| CECIL PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $1 | $10 | $11 | 0.01% |
| ALAN D HURT3 Filed as: ALAN HURT | P O BOX 277 MOUND CITY, KS 66056 | AFLAC | $8 | — | $8 | 0.01% |
| RANDY DICK3 | P O BOX 758 ROSSVILLE, KS 66533 | AFLAC | $8 | — | $8 | 0.01% |
| STACY ERVIEN3 | 25175 ROAD N.8 CORTEZ, CO 81321 | AFLAC | $8 | — | $8 | 0.01% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $5 | $3 | $8 | 0.01% |
| KEVIN D GOODMAN3 Filed as: KEVIN GOODMAN | 749 GATEWAY BLDB D ABILENE, TX 79602 | AFLAC | $5 | $3 | $8 | 0.01% |
| JEFFREY C WEST3 Filed as: JEFFREY WEST | 21801 NORTHCREST DR APT 2217 SPRING, TX 77388 | AFLAC | $7 | — | $7 | 0.00% |
| KENNETH DOYLE3 | 2439 COLLEGE HILLS BLVD SAN ANGELO, TX 76904 | AFLAC | $7 | — | $7 | 0.00% |
| FINANCIAL DESIGN GROUP3 | 8556 E 101ST STE G TULSA, OK 74133 | AFLAC | $7 | — | $7 | 0.00% |
| DAVID L DEARDORFF3 Filed as: DAVID DEARDORFF | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $7 | — | $7 | 0.00% |
| BARRY SCOTT3 | 3201 WATTS RD IOWA PARK, TX 76387 | AFLAC | $6 | — | $6 | 0.00% |
| JENNY READ3 | 105 N STATE ST STE 103 DECATUR, TX 76234 | AFLAC | $6 | — | $6 | 0.00% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY JR | 2929 W MAIN ST DURANT, OK 74701 | AFLAC | $6 | — | $6 | 0.00% |
| MARK STEVEN CHILES3 Filed as: MARK CHILES | 22 BRIERCROFT OFFICE PARK STE 7 LUBBOCK, TX 79412 | AFLAC | $6 | — | $6 | 0.00% |
| TERRY LAXSON3 | 2101 S INTERSTATE 35 STE 100 AUSTIN, TX 78741 | AFLAC | $4 | $1 | $5 | 0.00% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $1 | $4 | $5 | 0.00% |
| ROBERT CLARK3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $1 | $4 | $5 | 0.00% |
| KAREN D MAYER3 Filed as: KAREN MAYER | 8309 E 65TH ST TULSA, OK 74133 | AFLAC | $4 | — | $4 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $4 | — | $4 | 0.00% |
| FRANK KING IV3 | 10550 BARKLEY ST STE 203 OVERLAND PARK, KS 66212 | AFLAC | $4 | — | $4 | 0.00% |
| L CARTHEL ENTERPRISE INC3 | 4409 71ST ST LUBBOCK, TX 79424 | AFLAC | $4 | — | $4 | 0.00% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $3 | — | $3 | 0.00% |
| REBECCA BURNETT3 | 21608 CLEAR CREEK PKWY SHAWNEE, KS 66218 | AFLAC | $3 | — | $3 | 0.00% |
| JEROME JEFFREY PESEK3 Filed as: JEROME PESEK | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $2 | $1 | $3 | 0.00% |
| ANTONIO DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $2 | — | $2 | 0.00% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $2 | — | $2 | 0.00% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.00% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $1 | $1 | $2 | 0.00% |
| CALEB GILMOUR3 | 310 W CENTRAL AVE STE D ANDOVER, KS 67002 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT E. MILLER INSURANCE AGENCY3 Filed as: ROBERT E MILLER AGENCY INC | 6363 COLLEGE BLVD STE 400 OVERLAND PARK, KS 66211 | AFLAC | $1 | — | $1 | 0.00% |
| SCOTT SWIMMER3 | 4553 WEST 138TH TERRACE LEAWOOD, KS 66244 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 15.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 762343712 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 9.17% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 570 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 358 | $5.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 549 | $413K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 513 | $55K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 653 | $52K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 126 | $54K |
| Other(3 contracts, 2 carriers) | AFLAC | 653 | $262K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 653 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.