| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | — | AETNA LIFE INSURANCE CO. | $9K | $57K | $66K | 5.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $1K | $9K | 12.04% |
| MICHELE E MARTIN3 Filed as: MICHELE E. MARTIN | 5717 HEADQUARTERS DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 6.24% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $760 | $4K | 4.56% |
| SHANNA JO ALDRIDGE3 | 5096 OAKHURST LANE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $257 | $2K | 2.72% |
| SULEIKA BLOOM3 | 152 LAKERIDGE DRIVE DALLAS, TX 75218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $248 | $2K | 2.69% |
| COLONIAL OF NORTH TEXAS INSURANCE3 Filed as: COLONIAL OF NORTH TEXAS INS GROUP | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $865 | $816 | $2K | 2.19% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS AND BROKERS WHO | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $337 | $70 | $407 | 0.53% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | — | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| MWL3 | PO BOX 14067 JACKSON, MS 392364067 | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| MIKEL COOK3 | 4100 W. ELDORADO PKWAY SUITE 100-112 MCKINNEY, TX 75070 | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 12222 MERIT DRIVE SUITE 1230 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $1K | $6K | 18.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 12222 MERIT DRIVE, SUITE 1230 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $886 | $5K | 18.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | — | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 10.03% |
| MWL3 | BOX 14067 JACKSON, MS 392364067 | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 5.01% |
| MIKEL COOK3 | 4100 W. ELDORADO PKWAY SUITE 100-112 MCKINNEY, TX 75070 | STANDARD LIFE AND ACCIDENT INSURANCE COMPANY | $887 | — | $887 | 4.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 12222 MERIT DRIVE SUITE 1230 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $550 | $118 | $668 | 18.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 230 | $1.3M |
| Dental | AETNA LIFE INSURANCE CO. | 230 | $1.2M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $29K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $33K |
| Prescription drug(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 230 | $1.3M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 167 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.