| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARK K GREENSAGE LLC3 | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | BLUECROSS BLUESHIELD OF TEXAS | $6K | $0 | $6K | 1.15% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TN 77377 | BLUECROSS BLUESHIELD OF TEXAS | $6K | $0 | $6K | 1.15% |
| MC & H LIFE AGENCY INC3 Filed as: MC&H LIFE AGENCY INC | 8144 WALNUT HILL LANE, FLOOR 16 DALLAS, TX 75231 | BLUECROSS BLUESHIELD OF TEXAS | $2K | $3K | $6K | 1.11% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE LLC | 18239 N ELDRIDGE PKWY TOMBALL, TX 77377 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.74% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.74% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE-16TH FLOOR DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $344 | $6K | 2.65% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 6.19% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 6.19% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE-16TH FLOOR DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $416 | $2K | 3.19% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.21% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.21% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE-16TH FLOOR DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $902 | $191 | $1K | 3.13% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.21% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.21% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL DRIVE-16TH FLOOR DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $578 | $125 | $703 | 3.14% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENAGE LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $524 | $0 | $524 | 6.21% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $524 | $0 | $524 | 6.21% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE-16TH FLOOR DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $217 | $46 | $263 | 3.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 335 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 523 | $514K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 480 | $234K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 480 | $234K |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 335 | $94K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 119 | $22K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 335 | $49K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF TEXAS | 523 | $501K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 335 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.