| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF TEXAS | $81K | $0 | $81K | 3.76% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 11.28% |
| THE REAVES AGENCY LLC3 | 851 INTERNATIONAL PKWY #120 RICHARDSON, TX 75081 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $3K | $6K | 6.75% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY #230 MARBLEHEAD, MA 01945 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $717 | $717 | 0.82% |
| A MORROW VENTURES LLC3 | 851 INTERNATIONAL PKWY #120 RICHARDSON, TN 75081 | AFLAC | $1K | $46 | $1K | 5.09% |
| ADAM SHANE HUNDLEY3 | 813 CORNELL LANE ALLEN, TN 75002 | AFLAC | $602 | $0 | $602 | 2.27% |
| DIGITAL INSURANCE LLC3 | 851 INTERNATIONAL PKWY #120 RICHARDSON, TX 75081 | AFLAC | $522 | $0 | $522 | 1.97% |
| ELIZABETH GAYLE LAWSON3 Filed as: ELIZABETH GYLE LAWSON | 7450 HOLLY HILL DR APT 111 DALLAS, TN 75231 | AFLAC | $392 | $41 | $433 | 1.63% |
| HIGHVIEW BENEFIT RESOURCES, LLC3 Filed as: HIGHVIEW BENEFIT RESOURCES LLC | 12968 FM 1255 CANTON, TX 75103 | AFLAC | $342 | $0 | $342 | 1.29% |
| GAY M HUNDLEY3 | 8796 FOREST CREEK LANE ANNA, TN 75409 | AFLAC | $283 | $0 | $283 | 1.07% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 8796 FOREST CREEK LANE ANNA, TN 75409 | AFLAC | $226 | $0 | $226 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 257 | $2.2M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 257 | $2.2M |
| Vision | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | 133 | $10K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 121 | $88K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 121 | $88K |
| Other | AFLAC | 40 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.