No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARTHUR J. GALLAGHER & CO. EIN 36-3884285 NONE | Contract Administrator; Other services; Direct payment from the plan Service code 13 | — | $398K |
| PROVIDENCE RISK MANAGEMENT EIN 74-2768066 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $315K |
| PARTNERSOURCE EIN 75-2890931 NONE | Accounting (including auditing); Direct payment from the plan; Consulting (general) Service code 10 | — | $135K |
| HAYNES & BOONE EIN 75-1312888 NONE | Legal; Direct payment from the plan Service code 29 | — | $52K |
| HARVEST PRINTING EIN 48-1224864 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $50K |
| THE EWBANK GROUP, P.C. EIN 75-2255669 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| RUBINBROWN LLP EIN 43-0765316 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $24K |
| ASSN. FOR RESPONSIBLE ALTERN. TO WC EIN 46-4366015 NONE | Direct payment from the plan; Other services Service code 49 | — | $10K |
| MILLIMAN EIN 91-0675641 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $8K |
| BANK OF TEXAS EIN 75-2567775 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(2 contracts, 2 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 20,580 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.