| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | HM LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| MC & H LIFE AGENCY INC3 Filed as: MC&H LIFE AGENCY INC | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | HM LIFE INSURANCE COMPANY | $150 | — | $150 | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $448 | $5K | — |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | AIG | $2K | — | $2K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | AIG | $1K | — | $1K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY | $4K | $383 | $4K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $301 | $3K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT | 8144 WALNUT HILL LANE 16 DALLAS, TX 75231 | HCC LIFE | $27K | — | $27K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | ACE USA GROUP | $9K | — | $9K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ACE USA GROUP | 361 | $0 |
| Vision | HM LIFE INSURANCE COMPANY | 168 | $0 |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 492 | $0 |
| Short-term disability | UNUM LIFE INSURANCE COMPANY | 295 | $0 |
| Stop-loss / reinsurancereinsurance | HCC LIFE | 221 | $0 |
| Other | AIG | 208 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.