| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MC & H LIFE AGENCY INC3 Filed as: MC&H LIFE AGENCY INC | 8144 WALNUT HILL LANE FLOOR 16 DALLAS, TX 75231 | BLUE CROSS BLUE SHIELD OF TEXAS | $18K | $1K | $19K | 2.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | BLUE CROSS BLUE SHIELD OF TEXAS | $18K | — | $18K | 2.45% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 6.69% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY INC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.31% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.74% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $296 | $2K | 10.41% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT, INC. | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $299 | $2K | 10.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT, INC. | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.08% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $254 | $2K | 10.62% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT, INC. | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $926 | — | $926 | 6.04% |
| MC & H LIFE AGENCY INC3 Filed as: MC & H LIFE AGENCY | 8144 WALNUT HILL LANE DALLAS, TX 75231 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $803 | — | $803 | 8.19% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC DALLAS | 8144 WALNUT HILL DALLAS, TX 75231 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $84 | — | $84 | 0.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $340 | $63 | $403 | 10.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC. | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $235 | — | $235 | 6.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 225 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 225 | $734K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $89K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 168 | $10K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $4K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $18K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $15K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.