| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPROCK HEALTHPLANS5 Filed as: CAPROCK HEALTHPLAN | 4401 82ND ST STE 1200 LUBBOCK, TX 79424 | CAPROCK HEALTHPLANS | — | $62K | $62K | 37.71% |
| JIM VOLLMER3 | 401 N CARROLL STE 207 SOUTHLAKE, TX 76092 | CAPROCK HEALTHPLANS | $13K | $2K | $15K | 9.37% |
| DENNIS G BRYAN INVESTMENT3 | PO BOX 839 GRAHAM, TX 76450 | CAPROCK HEALTHPLANS | $6K | $962 | $7K | 4.02% |
| JAMES VOLLMER3 | 401 N CARROLL AVE STE 207 SOUTHLAKE, TX 760926407 | METLIFE | $5K | — | $5K | 6.46% |
| DENNIS G BRYAN INVESTMENTS INC3 | PO BOX 33349 FORT WORTH, TX 761623349 | METLIFE | $2K | — | $2K | 2.77% |
| JIM VOLLMER3 | 401 N CARROLL STE 207 SOUTHLAKE, TX 76092 | CIGNA GROUP INSURANCE | $5K | — | $5K | 10.50% |
| DENNIS G BRYAN INVESTMENT3 | 623 ELM ST STE 200 GRAHAM, TX 76450 | CIGNA GROUP INSURANCE | $1K | — | $1K | 2.92% |
| BRYAN INSURANCE AGENCY3 | 623 ELM ST STE 200 GRAHAM, TX 76450 | CIGNA GROUP INSURANCE | $715 | — | $715 | 1.58% |
| JIM VOLLMER3 | 401 N CARROLL STE 207 SOUTHLAKE, TX 76092 | CIGNA GROUP INSURANCE | $4K | — | $4K | 10.50% |
| DENNIS G BRYAN INVESTMENT3 | 623 ELM ST STE 200 GRAHAM, TX 76450 | CIGNA GROUP INSURANCE | $1K | — | $1K | 2.81% |
| BRYAN INSURANCE AGENCY3 | 623 ELM ST STE 200 GRAHAM, TX 76450 | CIGNA GROUP INSURANCE | $606 | — | $606 | 1.69% |
| JAMES VOLLMER3 | 401 N CARROLL STE 207 SOUTHLAKE, TX 76092 | UNITED HEALTHCARE INSURANCE COMPANY OPTUM | $444 | — | $444 | 5.55% |
| CAPROCK HEALTHPLANS5 Filed as: CAPROCK HEALTH PLANS | 4401 82ND ST STE 1200 LUBBOCK, TX 79424 | UNITED HEALTHCARE INSURANCE COMPANY OPTUM | $438 | — | $438 | 5.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAPROCK HEALTHPLANS | 138 | $172K |
| Dental | METLIFE | 138 | $83K |
| Life insurance | CIGNA GROUP INSURANCE | 138 | $45K |
| Long-term disability | CIGNA GROUP INSURANCE | 138 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.