| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | HEALTH CARE SERVICE CORPORATION | $38K | $792 | $38K | 4.90% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | DEARBORN LIFE INSURANCE COMPANY | $24K | $0 | $24K | 12.04% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | FOUR EVER LIFE INS CO. | $11K | $0 | $11K | 8.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 10.79% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $1K | $1K | 2.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 21.87% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $1K | $1K | 4.01% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $674 | $0 | $674 | 14.99% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $180 | $180 | 4.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $339 | $0 | $339 | 11.71% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $58 | $58 | 2.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $353 | $0 | $353 | 15.01% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $94 | $94 | 4.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $291 | $0 | $291 | 15.02% |
| GOCO.IO INC3 Filed as: GOCO. IO INC | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $77 | $77 | 3.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 628 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 628 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH CARE SERVICE CORPORATION | 115 | $918K |
| Dental | STANDARD INSURANCE COMPANY | 195 | $54K |
| Vision(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 628 | $201K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 628 | $200K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 628 | $203K |
| Long-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 628 | $201K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 628 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 628 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.