| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | HEALTH CARE SERVICE CORPORATION | $44K | $0 | $44K | 6.13% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | FOUR EVER LIFE INS CO. | $10K | $0 | $10K | 8.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 15.31% |
| GOCO.IO INC3 | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.71% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 16.00% |
| GOCO.IO INC3 | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.83% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 15.96% |
| GOCO.IO INC3 | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.85% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 10.77% |
| GOCO.IO INC3 | 16825 NORTHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $976 | $976 | 2.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 21.67% |
| GOCO.IO INC3 | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $1K | $1K | 4.01% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 11.15% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 761010908 | STANDARD INSURANCE COMPANY | $334 | $0 | $334 | 11.66% |
| GOCO.IO INC3 | 16825 NORTHCHASE DR STE 1310 HOUSTON, TX 77060 | STANDARD INSURANCE COMPANY | $0 | $57 | $57 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 504 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 504 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH CARE SERVICE CORPORATION | 121 | $838K |
| Dental | STANDARD INSURANCE COMPANY | 184 | $49K |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 243 | $20K |
| Life insurance | STANDARD INSURANCE COMPANY | 183 | $56K |
| Short-term disability | STANDARD INSURANCE COMPANY | 480 | $59K |
| Long-term disability | STANDARD INSURANCE COMPANY | 61 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 480 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.