| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $479 | $479 | 3.00% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 20.00% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $198 | $198 | 2.00% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $896 | $0 | $896 | 19.99% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $90 | $90 | 2.01% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $868 | $0 | $868 | 20.00% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $87 | $87 | 2.00% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. #206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $411 | $0 | $411 | 14.99% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST.STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $274 | $0 | $274 | 10.00% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $337 | $0 | $337 | 15.01% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $224 | $224 | 9.98% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $333 | $0 | $333 | 14.99% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $222 | $222 | 9.99% |
| OSGSWT LLC3 Filed as: OSGSWT, LLC DBA INCORE GROUP | 1001 MAIN ST. STE 802 LUBBOCK, TX 79401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $138 | $0 | $138 | 19.97% |
| JENNINGS INSURANCE SERVICES3 | 10524 MOSS PARK RD. #206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $14 | $14 | 2.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 331 | $16K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 288 | $3K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 441 | $11K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 202 | $4K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 208 | $4K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 441 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.