| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SCIOLI GROUP3 Filed as: THE SCIOLI GROUP, LLC | 4902 LAKERIDGE DRIVE LUBBOCK, TX 79424 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $17 | $16K | 14.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 4411 98TH STREET, STE 200 LUBBOCK, TX 79424 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $135 | $1K | 1.27% |
| PAUL J SCIOLI3 Filed as: PAUL J. SCIOLI | 4902 LAKERIDGE DRIVE LUBBOCK, TX 79424 | UNUM LIFE INSURANCE OF NORTH AMERICA | $10K | $0 | $10K | 12.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 4411 98TH STREET, STE 200 LUBBOCK, TX 79424 | UNUM LIFE INSURANCE OF NORTH AMERICA | $2K | $528 | $3K | 3.28% |
| PAUL J SCIOLI3 Filed as: PAUL J. SCIOLI | 4902 LAKERIDGE DRIVE LUBBOCK, TX 79424 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 13.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 4411 98TH STREET, STE 200 LUBBOCK, TX 79424 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $505 | $2K | 3.60% |
| THE SCIOLI GROUP3 Filed as: THE SCIOLI GROUP, LLC | 4902 LAKERIDGE DRIVE LUBBOCK, TX 79424 | HARTFORD LIFE AND ACCIDENT | $8K | $0 | $8K | 14.96% |
| PAUL J SCIOLI3 | 4902 LAKERIDGE DR. LUBBOCK, TX 79424 | HM LIFE INSURANCE COMPANY DAVIS VISION | $3K | $0 | $3K | 11.00% |
| PAUL J SCIOLI3 Filed as: PAUL J. SCIOLI | 4902 LAKERIDGE DRIVE LUBBOCK, TX 79424 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 12.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 4411 98TH STREET, STE 200 LUBBOCK, TX 79424 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $282 | $75 | $357 | 3.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 363 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 365 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 419 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 491 | $113K |
| Vision | HM LIFE INSURANCE COMPANY DAVIS VISION | 245 | $25K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $78K |
| Short-term disability | UNUM LIFE INSURANCE OF NORTH AMERICA | 182 | $77K |
| Long-term disability | UNUM LIFE INSURANCE OF NORTH AMERICA | 182 | $77K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 419 | $1.8M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.