| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 3009 ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $64 | $16K | 11.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 3009 ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.55% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA ALDAPE | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $2K | $23K | $25K | 20.74% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DR D LANCASTER, TX 75146 | AFLAC | $9K | $560 | $10K | 8.12% |
| CAROLYN POPE3 | 1614 CREEK BANK LN ARLINGTON, TX 76014 | AFLAC | $8K | $467 | $9K | 7.49% |
| ANGELIGUE N LILES3 | 4025 WOODLAND PARK BLVD SUITE 180 ARLINGTON, TX 79423 | AFLAC | $2K | $210 | $3K | 2.17% |
| SUZANNE MCKINLEY3 | 523 BOB WHITE ST DESOTO, TX 75115 | AFLAC | $1K | — | $1K | 0.97% |
| PATRICIA GEE3 | PO BOX 2334 MESA, AZ 85214 | AFLAC | $1K | — | $1K | 0.95% |
| HAROLD W ELLIOTT LLC3 Filed as: HAROLD ELLIONT LLC | 15838 S 1ST ST AVE PHOENIX, AZ 85045 | AFLAC | $669 | — | $669 | 0.56% |
| DAVID HEFFRON3 | 3850 E BASELINE RD MESA, AZ 85206 | AFLAC | $649 | — | $649 | 0.55% |
| DONNA D LASKOSKIE3 Filed as: DONNA LASKOSKIE | 4515 WILDWOOD CIR GRANBURY, TX 76049 | AFLAC | $254 | — | $254 | 0.21% |
| SHARON MCKELVEY3 | 197 N NOTTINGHAM LN LOT 3 PAYSON, AZ 85541 | AFLAC | $238 | — | $238 | 0.20% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 119 KRISTIN DR ALEDO, TX 76008 | AFLAC | $208 | — | $208 | 0.17% |
| CHRISTOPHER KOEHLER3 Filed as: CHRISTOPHER KOELER | 4301 WESTSIDE DR # 200 DALLAS, TX 75209 | AFLAC | $164 | — | $164 | 0.14% |
| DAVID B MOSKOWITZ3 Filed as: DAVID MOSKOWITZ | 8005 N VIA DE LAGO SCOTTSDALE, AZ 85258 | AFLAC | $153 | — | $153 | 0.13% |
| GLEN GABLE3 | 3850 E BASEKUBE RD STE 116 MESA, AZ 85206 | AFLAC | $141 | $12 | $153 | 0.13% |
| MELISSA B BOYLE3 Filed as: MELISSA BOYLE | 6465 GREENWOOD PLAZA BLVD. STE. 750 GREENWOOD VILLAGE, CO 80111 | AFLAC | $139 | — | $139 | 0.12% |
| DAVID R LATTIMER3 Filed as: DAVID LATTIMER | 3029 N SONORAN HILLS MESA, AZ 85207 | AFLAC | $96 | $12 | $108 | 0.09% |
| JEFFERY S GIBSON3 Filed as: JEFFERY GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $95 | — | $95 | 0.08% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $93 | — | $93 | 0.08% |
| GARY WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $91 | — | $91 | 0.08% |
| SYLVIA DAVILA3 | 6536 DIXON AVE APT 103 DALLAS, TX 75210 | AFLAC | $89 | — | $89 | 0.07% |
| JOHN E CUMMINGS3 Filed as: JOHN JOHNSON | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $66 | — | $66 | 0.06% |
| KATHY JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $41 | — | $41 | 0.03% |
| ARIANNA BORNHOFT3 | 4077 W 3RD ST APT 420 LOS ANGELES, CA 90020 | AFLAC | $37 | — | $37 | 0.03% |
| JUDY L EDWARDS3 | PO BOX 66 BURLESON, TX 76097 | AFLAC | $31 | — | $31 | 0.03% |
| STACY MASSI3 | 24306 SCHIVENER HOUSE LN KATY, TX 77493 | AFLAC | $28 | — | $28 | 0.02% |
| BRYAN TUCKER3 | 24654 NORTH LAKE PLEASEANT PKWY 103-465 PEORIA, AZ 85383 | AFLAC | $21 | — | $21 | 0.02% |
| KATY BRIGHT3 | 788 E PEPPER DR CASA GRANDE, AZ 85122 | AFLAC | $17 | — | $17 | 0.01% |
| JASON ROBERTS3 | 2325 WHITMAN LN FLOWER MOUND, TX 75006 | AFLAC | $17 | — | $17 | 0.01% |
| GARY C KLEIN3 Filed as: GARY KLEIN | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $16 | — | $16 | 0.01% |
| BRITTON JOHNSON3 | 1701 CENTERVIEW DR STE 300 LITTLE ROCK, AR 72211 | AFLAC | $15 | — | $15 | 0.01% |
| VICTOR RENTERIA3 | 20536 WIND SPRGS SAN ANTONIO, TX 78258 | AFLAC | $15 | — | $15 | 0.01% |
| STEPHEN MASSI3 | 20536 SCHIVENER HOUSE LN KATY, TX 77493 | AFLAC | $14 | — | $14 | 0.01% |
| DANIEL TAYLOR3 | 2170 N LAKE DR APT 6032 COLUMBIA, SC 29212 | AFLAC | $10 | — | $10 | 0.01% |
| HARVEY EDWARD MCCREARY JR3 Filed as: HARVEY MCCREARY JR | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $9 | — | $9 | 0.01% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $8 | — | $8 | 0.01% |
| LAUREL L HARLOW3 Filed as: LAUREL HARLOW | 6200 W ROAN PL TUCSON, AZ 85743 | AFLAC | $8 | — | $8 | 0.01% |
| TODD A STULL3 Filed as: TODD STULL | 8203 WILLOW PLACE DR S STE 510 HOUSTON, TX 77070 | AFLAC | $7 | — | $7 | 0.01% |
| NATALIE MALHAM3 | 3850 E BASELINE RD DR S STE 510 MESA, AZ 85206 | AFLAC | $7 | — | $7 | 0.01% |
| T HODESHELL3 | 2400 STATE HIGHWAY 121 APT 2403 EULESS, TX 76039 | AFLAC | $7 | — | $7 | 0.01% |
| ZACHARY JOHNSON3 | 447 N CENTRAL EXPY STE 110 DALLAS, TX 75025 | AFLAC | $6 | — | $6 | 0.01% |
| DARON H PHILLIPS3 Filed as: DARON PHILLIPS | 8690 FM 1979 MARTINDALE, TX 78655 | AFLAC | $5 | — | $5 | 0.00% |
| THOMAS G MONTGOMERY3 Filed as: THOMAS MONTGOMERY | PO BOX 231 CROWLEY, TX 76036 | AFLAC | $4 | — | $4 | 0.00% |
| HEALTHCARE NETWORKS OF AMERICA3 | 6127 S RAINBOW BLVD STE 100 LAS VEGAS, NV 89118 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN P THOMPSON3 Filed as: JOHN THOMPSON SR. | 6395 S KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $4 | — | $4 | 0.00% |
| SCOTT WEBB3 | 2155 W PINNACLE PEAK RD STE 205 PHEONIX, AZ 85027 | AFLAC | $4 | — | $4 | 0.00% |
| STEVEN PAYTON3 | 802 WINDCREST DR KELLER, TX 76248 | AFLAC | $2 | — | $2 | 0.00% |
| KATHERINE A OWEN3 Filed as: KATHERINE OWEN | 1924 ANTWERP AVE PLANO, TX 75025 | AFLAC | $2 | — | $2 | 0.00% |
| BRIDGET N ALDAPE3 Filed as: BRIDGET ALDAPE | 5540 CREEKRIDGE DR ARLINGTON, TX 76018 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFERY KLEINMAN SR3 | 3420 E SHEA BLVD STE 168 PHEONIX, AZ 85028 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL G GLADNICK3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 5420 LBJ FWY SUITE 400 DALLAS, TX 752406222 | UNITED HEALTHCARE INSURANCE COMPANY | — | $99K | $99K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 228 | $0 |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 274 | $145K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 274 | $145K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 274 | $264K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 274 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.