| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 5420 LBJ FWY SUITE 400 DALLAS, TX 752406222 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | $68K | $76K | 5.23% |
| GALLAGHER BENEFIT SERVICES, INC.1 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2 PIERCE PL ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $41 | $12K | 10.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2 PIERCE PL ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.53% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS D LANCASTER, TX 75146 | AFLAC | $6K | $245 | $6K | 7.62% |
| BRUCE E GRIFFIN3 Filed as: BRUCE GRIFFIN | 3803 MAHONIA WAY SUITE 1916 ARLINGTON, TX 76014 | AFLAC | $5K | $266 | $6K | 7.19% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA ALDAPE | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $3K | $244 | $3K | 3.99% |
| ANGELIGUE N LILES3 | 305 REGENCY PKWY SUITE 605 MANSFIELD, TX 76063 | AFLAC | $1K | $127 | $1K | 1.78% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY SUITE 660 DALLAS, TX 75234 | AFLAC | $228 | $127 | $355 | 0.45% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 322 SPRING HILL DR SUITE A800 SPRING, TX 77386 | AFLAC | $327 | — | $327 | 0.41% |
| SHARON MCKELVEY3 Filed as: SHARON I MCKELVEY | 30969 N MUSCOVITE DRIVE SAN TAN VALLEY, AZ 85143 | AFLAC | $245 | $33 | $278 | 0.35% |
| DONNA D LASKOSKIE3 Filed as: DONNA LASKOSKIE | 4515 WILDWOOD CIR GANBURY, TX 76049 | AFLAC | $213 | — | $213 | 0.27% |
| CHRISTOPHER KOEHLER3 Filed as: CHRISTOPHER KOELER | 4301 WESTSIDE DR. #200 DALLAS, TX 75209 | AFLAC | $170 | — | $170 | 0.21% |
| DAVID B MOSKOWITZ3 Filed as: DAVID MOSKOWITZ | 6738 N 79TH PL. SCOTTSDALE, AZ 85250 | AFLAC | $162 | — | $162 | 0.20% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $92 | — | $92 | 0.12% |
| KATHY J JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $86 | — | $86 | 0.11% |
| DONNA D LASKOSKIE3 Filed as: DONNA LASKOSKIE | 6213 EDWARDS VIEW CT APT 1728 FORT WORTH, TX 76132 | AFLAC | $56 | — | $56 | 0.07% |
| JUDY L EDWARDS3 | PO BOX 66 BURLESON, TX 76097 | AFLAC | $41 | — | $41 | 0.05% |
| BRYAN TUCKER3 Filed as: BRYAN D TUCKER | 24654 NORTH LAKE PLEASANT PKWY 103-465 PEORIA, AZ 85383 | AFLAC | $27 | $7 | $34 | 0.04% |
| GLEN DOUGLAS GABLE3 | 3850 E BASEINE RD STE 116 MESA, AZ 85206 | AFLAC | $32 | — | $32 | 0.04% |
| BRITTON JOHNSON3 Filed as: BRITTON L JOHNSON | 1069 W BROAD ST STE 153 FALLS CHURCH, VA 22046 | AFLAC | $25 | $7 | $32 | 0.04% |
| VICTOR RENTERIA3 Filed as: VICTOR MANUEL RENTERIA | 20536 WIND SPGS SAN ANTONIO, TX 78258 | AFLAC | $31 | — | $31 | 0.04% |
| JOHN M JOHNSON3 | 2150 W NIRTGWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $30 | — | $30 | 0.04% |
| KATHY LEE BRIGHT3 | 788 E PEPPER DR. CASA GRANDE, AZ 85122 | AFLAC | $26 | — | $26 | 0.03% |
| HEALTHCARE NETWORKS OF AMERICA3 | 6127 S RAINBOW BLVD SUITE 100 LAS VEGAS, NV 89118 | AFLAC | $21 | — | $21 | 0.03% |
| NATALIE MALHAM3 | 5642 E EDGEMONT AVE SCOTTSDALE, AZ 85257 | AFLAC | $17 | — | $17 | 0.02% |
| SCOTT WEBB3 | 2355 W PINNACLE PEAK RD STE 380 PHEONIX, AZ 85027 | AFLAC | $10 | $7 | $17 | 0.02% |
| LAUREL L HARLOW3 | 4566 N 1ST AVE STE 140 TUCSON, AZ 85718 | AFLAC | $11 | — | $11 | 0.01% |
| PATRICIA J GEE3 | PO BOX 2334 MESA, AZ 85214 | AFLAC | $10 | — | $10 | 0.01% |
| BRYAN TUCKER3 Filed as: BRYAN D TUCKER | 27495 N 97TH DR PEORIA, AZ 85383 | AFLAC | $7 | — | $7 | 0.01% |
| LANNY AIKEN INSURANCE AGENCY INC3 | 3902 E HWY 377Y SUITE 102 GRANBURY, TX 76049 | AFLAC | $7 | — | $7 | 0.01% |
| PATRICIA J GEE3 | 70 SW CENTURY DR. 100-153 BEND, OR 97702 | AFLAC | $7 | — | $7 | 0.01% |
| THOMAS G MONTGOMERY3 Filed as: THOMAS MONTGOMERY | PO BOX 231 CROWLEY, TX 76036 | AFLAC | $5 | — | $5 | 0.01% |
| STEVEN PAYTON3 Filed as: STEVEN K PAYTON | 802 WINDCREST DR KELLERN, TX 76248 | AFLAC | $5 | — | $5 | 0.01% |
| BRIDGET N ALDAPE3 | 5540 CREEKRIDGE DR ARLINGTON, TX 76018 | AFLAC | $4 | — | $4 | 0.01% |
| NATALIE MALHAM3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN PAUL THOMPSON SR | 26571 E ARBOR DR. AURORA, CO 80016 | AFLAC | $4 | — | $4 | 0.01% |
| ANELIQUE N LILES3 | 305 REGENCY PKWY STE. 605 MANSFIELD, TX 76063 | AFLAC | — | — | $0 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 322 SPRING HILL DR. STE. A 800 SPRING, TX 77386 | AFLAC | — | — | $0 | 0.00% |
| MICHAEL GRASS3 | 217707 KINGSLAND BLVD STE 105 KATY, TX 77450 | AFLAC | — | — | $0 | 0.00% |
| EILEEN KELLY JONES3 | 8118 CRANBROOK HOLLOW LN. HOUSTON, TX 77095 | AFLAC | — | — | $0 | 0.00% |
| LANNY AIKEN INSURANCE AGENCY INC3 | 3902 E. HWY 377Y STE. 102 GRANBURY, TX 76049 | AFLAC | — | — | $0 | 0.00% |
| JAMES A FULTS | 128 SAN FELIPE DR MABANK, TX 75156 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 251 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 304 | $1.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 384 | $114K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 384 | $114K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 384 | $194K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 384 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.