| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | HEALTH CARE SERVICE CORPORATION | $116K | $3K | $119K | 4.57% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | KAISER FOUNDATION HEALTH PLAN INC | $13K | — | $13K | 8.28% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $599 | $13K | 9.78% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $38 | $3K | 2.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LANE DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $4K | $16K | 19.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $816 | — | $816 | 0.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA INSURANCE COMPANY | $10K | $3K | $13K | 18.03% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE DALLAS, TN 75231 | UNITED OF OMAHA INSURANCE COMPANY | $799 | — | $799 | 1.12% |
| MC & H LIFE AGENCY INC-DALLAS3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC | $3K | $341 | $3K | 5.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 18.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY INC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $490 | — | $490 | 1.11% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPNY OF AMERICA | $8K | $699 | $9K | 21.79% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 11.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT INC | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $779 | $3K | 18.13% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $206 | — | $206 | 1.12% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE FLOOR 16 DALLAS, TX 75231 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $2K | $79 | $2K | 9.73% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE FLOOR 16 DALLAS, TX 75231 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $413 | — | $413 | 2.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 336 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH CARE SERVICE CORPORATION | 427 | $2.8M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 254 | $146K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 402 | $24K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 336 | $18K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $44K |
| Long-term disability | UNITED OF OMAHA INSURANCE COMPANY | 336 | $71K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 350 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.