| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VONDA OLDHAM CAPO3 Filed as: VONDA MCFARLAND | 1617 ORCHARD LANE LINDALE, TX 75771 | BLUE CROSS BLUE SHIELD OF TEXAS | $90K | — | $90K | 5.34% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 4851 LBJ FREEWAY DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD OF TEXAS | $23K | $528 | $23K | 1.37% |
| VONDA OLDHAM CAPO4 Filed as: VONDA MCFARLAND | 1617 ORCHARD LANE HIDEAWAY, TX 75771 | PRINCIPAL | $20K | — | $20K | 11.67% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | PRINCIPAL | — | $14K | $14K | 7.92% |
| VONDA OLDHAM CAPO3 Filed as: VONDA MCFARLAND | 1617 ORCHARD LANE HIDEAWAY, TX 75771 | MANHATTAN LIFE | $24K | — | $24K | 23.22% |
| VONDA OLDHAM CAPO3 Filed as: VONDA MCFARLAND | 1FTEW2KP2RKF66365 HIDEAWAY, TX 75771 | AFLAC | $227 | — | $227 | 2.95% |
| JOHN JEFFERY TALMAGE3 | PO BOX 2055 WHITNEY, TX 76692 | AFLAC | $118 | — | $118 | 1.53% |
| DAVID DOUG TALMAGE3 | PO BOX 8863 GREENVILLE, TX 75404 | AFLAC | $60 | — | $60 | 0.78% |
| ROBERT BRANDON3 | 305 COUNTY RD 3203 QUITMAN, TX 75783 | AFLAC | $44 | — | $44 | 0.57% |
| MATTHEW D HODGES3 Filed as: MATTHEW HODGES | 605 N MOTLEY DR OVERTON, TX 75684 | AFLAC | $34 | — | $34 | 0.44% |
| RODNEY WATKINS3 | PO BOX 700 MINEOLA, TX 75773 | AFLAC | $19 | — | $19 | 0.25% |
| DENNIS W CAMDEN3 Filed as: DENNIS CAMDEN | 101 N JEFFERSON ST 305 MEXICO, MO 65265 | AFLAC | $17 | — | $17 | 0.22% |
| JEANNETTE FATHERREE3 | 171 COUNTY RD 1559 ALBA, TX 75410 | AFLAC | $6 | — | $6 | 0.08% |
| JAMES F CHRISTENSEN3 Filed as: JAMES CHRISTENSEN | 1200 14TH AVE W SPENCER, IA 51301 | AFLAC | $3 | — | $3 | 0.04% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $2 | — | $2 | 0.03% |
| BARRY CAMPBELL3 | 2798 COUNTY RD 80 ALGER, OH 45812 | AFLAC | $2 | — | $2 | 0.03% |
| POWELL A JOHNSON III3 Filed as: POWELL JOHNSON III | 9074 ELM TREE CIR TYLER, TX 75703 | AFLAC | $1 | — | $1 | 0.01% |
| JARED N JONES3 Filed as: JARED JONES | 6902 RANCH FOREST DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN BRADLEY MCFARLAND3 | 15307 FM 16 W APT E208 LINDALE, TX 75771 | AFLAC | — | — | $0 | 0.00% |
| VONDA OLDHAM CAPO3 Filed as: VONDA MCFARLAND | 1617 ORCHARD LANE LINDALE, TX 75771 | DEARBORN LIFE INSURANCE | $468 | — | $468 | 13.95% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | DEARBORN LIFE INSURANCE | — | $169 | $169 | 5.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 510 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 510 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 390 | $1.7M |
| Dental | PRINCIPAL | 607 | $174K |
| Vision | PRINCIPAL | 607 | $174K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL | 607 | $177K |
| Short-term disability(3 contracts, 3 carriers) | MANHATTAN LIFE | 370 | $112K |
| Long-term disability(2 contracts, 2 carriers) | MANHATTAN LIFE | 244 | $109K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 390 | $1.7M |
| Other(3 contracts, 3 carriers) | MANHATTAN LIFE | 370 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 607 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.