| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VONDA OLDHAM CAPO3 Filed as: VONDA CAPO | 1617 ORCHARD LANE LINDALE, TX 75771 | BLUE CROSS BLUE SHIELD OF TEXAS | $74K | — | $74K | 4.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 4851 LBJ FREEWAY DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD OF TEXAS | $18K | — | $18K | 1.25% |
| JOHN BRADLEY MCFARLAND3 | 15307 FM 16 W APT E208 LINDALE, TX 75771 | AFLAC | $19K | — | $19K | 15.86% |
| JOHN JEFFERY TALMAGE3 | 7009 TURNBERRY DR CLEBURNE, TX 76033 | AFLAC | $7K | $527 | $7K | 5.97% |
| VONDA OLDHAM CAPO3 Filed as: VONDA CAPO | 1617 ORCHARD LANE HIDEAWAY, TX 75771 | AFLAC | $5K | $1K | $6K | 5.34% |
| DAVID DOUG TALMAGE3 | PO BOX 8863 GREENVILLE, TX 75404 | AFLAC | $4K | $520 | $5K | 3.80% |
| ROBERT BRANDON3 | 305 COUNTY RD 3203 QUITMAN, TX 75783 | AFLAC | $41 | — | $41 | 0.03% |
| MATTHEW D HODGES3 Filed as: MATTHEW HODGES | 605 N MOTLEY DR OVERTON, TX 75684 | AFLAC | $31 | — | $31 | 0.03% |
| RODNEY WATKINS3 | PO BOX 700 MINEOLA, TX 75773 | AFLAC | $17 | — | $17 | 0.01% |
| DENNIS W CAMDEN3 Filed as: DENNIS CAMDEN | 101 N JEFFERSON ST 305 MEXICO, MO 65265 | AFLAC | $16 | — | $16 | 0.01% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES M DOWNES | 1109 RIDGEVIEW DR HEWITT, TX 76643 | AFLAC | $9 | — | $9 | 0.01% |
| CAROLYN ANN MCLAUGHLIN3 Filed as: CAROLYN MCLAUGHLIN | 639 E TRIPP RD SUNNYVALE, TX 75182 | AFLAC | $9 | — | $9 | 0.01% |
| JEANNETTE FATHERREE3 | 171 COUNTY RD 1559 ALBA, TX 75410 | AFLAC | $8 | — | $8 | 0.01% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN HUNDLEY | 8796 FOREST CREEK LN ANNA, TX 75409 | AFLAC | $5 | — | $5 | 0.00% |
| JERRY THOMAS3 | 5202 YACHT CLUB DR ROCKWALL, TX 75032 | AFLAC | $4 | — | $4 | 0.00% |
| GUY HUNDLEY3 | 8796 FOREST CREEK LN ANNA, TX 75409 | AFLAC | $2 | — | $2 | 0.00% |
| CRAIG R TURNER3 Filed as: CRAIG TURNER | 310 E INTERSTATE 30 STE 302 GARLAND, TX 75043 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $2 | — | $2 | 0.00% |
| BARRY CAMPBELL3 | 2798 COUNTY RD 80 ALGER, OH 45812 | AFLAC | $1 | — | $1 | 0.00% |
| JARED N JONES3 Filed as: JARED JONES | 6902 RANCH FOREST DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN DEE MAULDIN3 | 4116 KENTHIRE LN DALLAS, TX 75287 | AFLAC | $1 | — | $1 | 0.00% |
| POWELL A JOHNSON III3 Filed as: POWELL JOHNSON III | 9074 ELM TREE CIR TYLER, TX 75703 | AFLAC | $1 | — | $1 | 0.00% |
| PAUL GILMORE3 | 4844 GOLFSIDE DR FRISCO, TX 75035 | AFLAC | — | — | $0 | 0.00% |
| JAMES F CHRISTENSEN3 Filed as: JAMES CHRISTENSEN | 1200 14TH AVE W SPENCER, IA 51301 | AFLAC | — | — | $0 | 0.00% |
| VONDA OLDHAM CAPO3 Filed as: VONDA CAPO | 1617 ORCHARD LANE HIDEAWAY, TX 75771 | PRINCIPAL LIFE INSUANCE COMPANY | $11K | — | $11K | 10.01% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | PRINCIPAL LIFE INSUANCE COMPANY | $6K | $4K | $9K | 8.13% |
| VONDA OLDHAM CAPO3 Filed as: VONDA CAPO | 1617 ORCHARD LANE LINDALE, TX 75771 | HARTFORD LIFE & ACCIDENT | $3K | — | $3K | 9.08% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | HARTFORD LIFE & ACCIDENT | — | $1K | $1K | 4.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 343 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 343 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 328 | $1.5M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 329 | $1.6M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 329 | $1.6M |
| Life insurance | HARTFORD LIFE & ACCIDENT | 343 | $33K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 343 | $151K |
| Long-term disability | AFLAC | 193 | $119K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 328 | $1.5M |
| Other(2 contracts, 2 carriers) | AFLAC | 343 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.