| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | BLUECROSS BLUESHIELD OF TEXAS | $92K | — | $92K | 3.17% |
| CBS INSURANCE LLP3 | 3005 S TREADAWAY BLVD ABILENE, TX 79602 | BLUECROSS BLUESHIELD OF TEXAS | $64K | — | $64K | 2.18% |
| INSURORS OF TEXAS GENERAL AGENCY3 | 225 SOUTH FIFTH ST. WACO, TX 76701 | BLUECROSS BLUESHIELD OF TEXAS | — | $11K | $11K | 0.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PARK CENTRAL 7, 12750 MERIT DR. STE 1000 DALLAS, TX 75251 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 10.01% |
| CBS INSURANCE LLP3 | 3005 S TREADWAY BLVD ABILENE, TX 79602 | UNITEDHEALTHCARE INSURANCE COMPANY | -$6 | — | -$6 | -0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 5420 LBJ FREEWAY STE 400 DALLAS, TX 75240 | UNITEDHEALTHCARE INSURANCE COMPANY | $24K | — | $24K | 26.09% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 10.86% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TN 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $356 | — | $356 | 1.34% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $344 | — | $344 | 1.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $74 | — | $74 | 0.28% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $63 | — | $63 | 0.24% |
| JEFERSON DRUMMOND JR.3 | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $59 | — | $59 | 0.22% |
| FOUNDATION BENEFITS LLC3 | PO BOX 85 WEST, TN 76691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | VISION SERVICE PLAN | $1K | — | $1K | 5.12% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 10.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $187 | — | $187 | 1.39% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $180 | — | $180 | 1.34% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $173 | — | $173 | 1.29% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.13% |
| JEFERSON DRUMMOND JR.3 | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.13% |
| JEFERSON DRUMMOND JR.3 Filed as: JEFERSON DRUMMOND | 4740 TRAIL LAKE DRIVE FORT WORTH, TX 761331232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.08% |
| JAMES T LEE INSURANCE AGENCY3 | 1426 BRAZOS BLVD LEWISVILLE, TX 75077 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.07% |
| FOUNDATION BENEFITS LLC3 | PO BOX 85 WEST, TX 76691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 8.51% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $115 | — | $115 | 0.91% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $111 | — | $111 | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $63 | — | $63 | 0.50% |
| DRUMMOND JEFERSON JR.3 | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.07% |
| FOUNDATION BENEFITS LLC3 | PO BOX 85 WEST, TX 76691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 9.49% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95 | — | $95 | 0.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | — | $90 | 0.82% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TN 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $63 | — | $63 | 0.58% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $49 | — | $49 | 0.45% |
| COPELAND FINL SVCS INC3 Filed as: COPELAND FINANCIAL SVCS INC. | 4701 ALTAMESA BLVD. STE 2M FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 11.96% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 1.30% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $132 | — | $132 | 1.24% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 0.83% |
| JEFERSON DRUMMOND JR.3 | 4740 TRAIL LAKE DR. FORTH WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.49% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 0.34% |
| JAMES T LEE INSURANCE AGENCY3 | 1426 BRAZOS BLVD LEWISVILLE, TX 75077 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.07% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 20.31% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $307 | — | $307 | 3.22% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.17% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.16% |
| JEFERSON DRUMMOND JR.3 | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.07% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $928 | — | $928 | 9.87% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $119 | — | $119 | 1.27% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $113 | — | $113 | 1.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $85 | — | $85 | 0.90% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 0.45% |
| JAMES T LEE INSURANCE AGENCY3 | 1426 BRAZOS BLVD LEWISVILLE, TX 75077 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | — | $26 | 0.28% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $117 | — | $117 | 1.27% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $80 | — | $80 | 0.87% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $57 | — | $57 | 0.62% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.13% |
| JEFERSON DRUMMOND JR.3 Filed as: JEFERSON DRUMMOND | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.12% |
| JEFERSON DRUMMOND JR.3 Filed as: JEFERSON DRUMMOND | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.11% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.11% |
| COPELAND FINL SVCS INC3 Filed as: COPELAND FINANCIAL SVCS INC. | 4701 ALTAMESA BLVD STE 2M FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| FOUNDATION BENEFITS LLC3 | PO BOX 85 WEST, TX 76691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| NBI & ASSOCIATES LLC3 Filed as: NBI & ASSOCIATES, LLC | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 12.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $113 | — | $113 | 1.30% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | — | $105 | 1.59% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $59 | — | $59 | 0.89% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $50 | — | $50 | 0.76% |
| CANTU XAVIER3 | 8711 CREEKLAND VIEW DR. APT 13106 KELLER, TX 76244 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | — | $20 | 0.30% |
| JEFERSON DRUMMOND JR.3 Filed as: JEFERSON DRUMMOND | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.14% |
| RANCRAN GROUP LP3 | 579 N VALLEY PKWY STE 100 LEWISVILLE, TX 75067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.12% |
| COPELAND FINL SVCS INC3 Filed as: COPELAND FINANCIAL SVCS INC. | 4701 ALTAMESA BLVD STE 2M FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| MARY R HAUGHT3 | 2034 N ESTRELLA AVE. LOVELAND, CO 80538 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| JAMES T LEE INSURANCE AGENCY3 Filed as: JAMES T LEE INSURANCE | 1426 BRAZOS BLVD LEWISVILLE, TX 75077 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| JEFERSON DRUMMOND JR.3 Filed as: JEFERSON DRUMMOND | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| FOUNDATION BENEFITS LLC3 | PO BOX 85 WEST, TX 76691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 1.58% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.79% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.56% |
| COPELAND FINL SVCS INC3 Filed as: COPELAND FINANCIAL SVCS INC. | 4701 ALTAMESA BLVD. STE 2M FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.28% |
| NBI & ASSOCIATES LLC3 | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.14% |
| JEFERSON DRUMMOND JR.3 | 4740 TRAIL LAKE DR. FORT WORTH, TX 76133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.09% |
| NBI & ASSOCIATES LLC3 Filed as: NBI & ASSOCIATES, LLC | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $293 | — | $293 | 16.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 2.48% |
| NBI & ASSOCIATES LLC3 Filed as: NBI & ASSOCIATES, LLC | PO BOX 2529 588 BURLESON, TX 76097 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $46 | — | $46 | 8.35% |
| BRYAN INSURANCE AGENCY3 | PO BOX 839 GRAHAM, TX 76450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 2.72% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL STE 207 SOUTHLAKE, TX 76092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 2.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 383 | $2.9M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 317 | $94K |
| Vision | VISION SERVICE PLAN | 154 | $24K |
| Life insurance(4 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 305 | $111K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 305 | $94K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 305 | $94K |
| Other(11 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 305 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 383 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.