| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 NORTH CARROLL AVENUE SUITE 207 SOUTHLAKE, TX 76092 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| BRYAN INSURANCE AGENCY3 Filed as: BRYAN INSURANCE AGENCY, LTD | PO BOX 839 GRAHAM, TX 76450 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| JIM VOLLMER3 | 401 N CARROLL 207 SOUTHLAKE, TX 76092 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 7.82% |
| BRYAN INSURANCE AGENCY3 | 623 ELM STREET SUITE 200 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 7.80% |
| DENNIS G BRYAN INVESTMENT3 | PO BOX 839 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12 | — | $12 | 0.02% |
| JIM VOLLMER3 | 401 N CARROLL 207 SOUTHLAKE, TX 76092 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 7.83% |
| BRYAN INSURANCE AGENCY3 Filed as: BRYAN INVESTMENT AGENCY | 623 ELM STREET SUITE 200 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 7.82% |
| DENNIS G BRYAN INVESTMENT3 | PO BOX 839 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2 | — | $2 | 0.01% |
| JIM VOLLMER3 | 401 N CARROLL 207 SOUTHLAKE, TX 76092 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $492 | — | $492 | 7.86% |
| BRYAN INSURANCE AGENCY3 | 623 ELM STREET SUITE 200 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $492 | — | $492 | 7.86% |
| DENNIS G BRYAN INVESTMENT3 | PO BOX 839 GRAHAM, TX 76450 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 117 | $73K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $56K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $14K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.