| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAROLD UECKERT3 | PO BOX 1070 LEWISVILLE, TX 75067 | METROPOLITAN LIFE INSURANCE COMPANY | $96K | — | $96K | 14.61% |
| KATHY SUE ENOCHS3 | 12770 MERIT DRIVE SUITE 200, PARK CENTRAL 8 DALLAS, TX 75251 | TOKIO MARINE HCC | $4K | — | $4K | 10.00% |
| IMAGINE3603 | 12770 MERIT DRIVE DALLAS, TX 75251 | TOKIO MARINE HCC | — | $2K | $2K | 3.60% |
| HAROLD UECKERT3 | PO BOX 1070 LEWISVILLE, TX 75067 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $5K | — | $5K | 14.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,192 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $691K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $657K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $657K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $657K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $657K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE | 403 | $558K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,192 | $701K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.