| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $27K | $0 | $27K | 12.04% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $0 | $10K | 14.97% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 23466 | VISION SERVICE PLAN | $5K | $0 | $5K | 10.00% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS, INC. | 100 ALBRIGHT LANE PROSPTER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $536 | $5K | 16.68% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $128 | $2K | 5.98% |
| CRAIG LEE KREUTZER3 | 1112 WILSON DRIVE LATANA, TX 76226 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $102 | $1K | 4.76% |
| JACQUELINE ST HILAIRE3 | 6829 COLONNADE DRIVE PLANO, TX 75024 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $884 | $43 | $927 | 3.32% |
| VIRGINIA LEDER-CLARK3 | 4513 BRINDLE WAY FLOW MOUND, TX 75028 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $60 | $26 | $86 | 0.31% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 7600B CAPITAL OF TEXAS HIGHWAY SUITE 200 AUSTIN, TX 78731 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 450 | $26K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 450 | $26K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 450 | $77K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 266 | $227K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 266 | $227K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 450 | $26K |
| Other(4 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 450 | $349K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 450 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.