| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31K | $996 | $32K | 9.80% |
| LOGAN DICKINSON3 | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $688 | $14K | 4.36% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 23466 | VISION SERVICE PLAN | $4K | $0 | $4K | 6.63% |
| COMPENSATION STRATEGIES GROUP OF TX3 | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.37% |
| LOGAN DICKINSON3 | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 10.00% |
| CRAIG LEE KREUTZER3 | 1112 WILSON DRIVE LATANA, TX 76226 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $309 | $3K | 16.78% |
| JACQUELINE ST HILAIRE3 Filed as: JACQUELINE ST. HILAIRE | 6829 COLONNADE DRIVE PLANO, TX 75024 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $313 | $3K | 12.15% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | UNKNOWN FORT WORTH, TX 76102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $115 | $3K | 12.15% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 10.46% |
| COMPENSATION STRATEGIES GROUP OF TX3 Filed as: COMPENSATION STRATEGIES GROUP | UNKNOWN FORT WORTH, TX 76102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 8.87% |
| VIRGINIA LEDER-CLARK3 Filed as: VIRGINIA LEDAR-CLARK | 4513 BRINDLE WAY FLOWER MOUND, TX 75028 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $287 | $137 | $424 | 2.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 518 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 521 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 466 | $27K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 466 | $27K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 466 | $80K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 279 | $331K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 279 | $331K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 466 | $27K |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 466 | $379K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.