| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC | 9311 SAN PEDRO AVE STE 600 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $190K | — | $190K | 15.13% |
| STOP LOSS INSURANCE SERVICES, INC.3 Filed as: ONESOURCE STOPLOSS INSURANCE MARKET | 9245 LAGUNA SPRINGS DR, SUITE 320 ELK GROVE, CA 95758 | COMPANION LIFE COLUMBIA, SC | $54K | — | $54K | 5.26% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY | 9311 SAN PEDRO SAN ANTONIO, TX 78216 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27K | $0 | $27K | 7.41% |
| KELLY MELISSA KRISCH3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14K | $4K | $18K | 4.92% |
| GALE SIMPSON3 | 1830 CONNIE DRIVE CANYON LAKE, TX 78133 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $677 | $5K | 1.36% |
| BRIAN WHITE3 Filed as: BRIAN R MADTES | 1308 JAMES COOK WINDCREST, TX 78239 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $5K | 1.26% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 1.16% |
| PAUL LARSON3 | 611 N BIRDSONG SAN ANTONIO, TX 78258 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $45 | $3K | 0.84% |
| GARY P QUANDT3 Filed as: GARY P. QUANDT | 3206 YORKTOWN DRIVE SAN ANTONIO, TX 78230 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $323 | $3K | 0.83% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 116 SPINEL LN KNIGHTGALE, NC 27545 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 0.73% |
| THOMAS B. HOUSE3 | 2145 MAPLE ST. SIDNEY, NE 69162 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 0.54% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $346 | $2K | 0.50% |
| LEONIDES H VILLA3 | 522 E VILLARET BLVD SAN ANTONIO, TX 78221 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1 | $1K | 0.36% |
| BILLY MARK ROBERSON3 | 17415 SHADY CANYON SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $971 | $267 | $1K | 0.34% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $907 | $279 | $1K | 0.33% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $307 | $337 | $644 | 0.18% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT E. ELLIS | 11261 WRIGHT CIRCLE OMAHA, NE 68144 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $284 | $145 | $429 | 0.12% |
| ALISSA I. MORALES3 | 10735 GREEN TRAIL SAN ANTONIO, TX 78223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $397 | $0 | $397 | 0.11% |
| NICANDRO LOPEZ3 | 14407 ALLWOOD SAN ANTONIO, TX 78233 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $253 | $0 | $253 | 0.07% |
| PAUL D GIESE3 Filed as: PAUL GIESE | 5602 NEEDVILLE ST SAN ANTONIO, TX 78233 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $201 | $0 | $201 | 0.06% |
| THE PINNACLE BEN GRP, INC.3 Filed as: THE PINNACLE BEN GRP INC | PO BOX 640 BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $128 | $0 | $128 | 0.04% |
| CHRISTINE LYNN MORGESTER3 | 2137 N Q ST. WASHOUGAL, WA 98671 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $70 | $0 | $70 | 0.02% |
| BRUCE D AKERS3 | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $69 | $0 | $69 | 0.02% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 | 8807 EMERALD STONE SAN ANTONIO, TX 78254 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $40 | $9 | $49 | 0.01% |
| N PAULINE FERRELL3 Filed as: N. PAULINE FERELL | 286 THOROUGHBRED SPRING BRANCH, TX 78070 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 0.01% |
| M. FINANCIAL HOLDINGS INCORPORATED3 Filed as: LAYNE FINANICAL INC | 315 GREEN RIDGE ROAD NEW CASTLE, PA 16105 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32 | $0 | $32 | 0.01% |
| LORI LYNN PIERCE3 | 5909 CINNAMON OAKS DR CORPUS CHRISTI, TX 78414 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $0 | $22 | 0.01% |
| LES MILLER3 | PO BOX 7079 ABILENE, TX 79608 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.01% |
| JOESPH R SAINATO3 | 7714 MEADOWN LANE POLAND, OH 44514 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $0 | $18 | 0.00% |
| BRADLEY KAUFFMAN3 | 171 SWEETWATER DR SEWICKLEY, PA 15143 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.00% |
| DAVID A. RACKLIFFE3 | 35 DANBURY LANE IRVINE, CA 92618 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.00% |
| TERRI L KEESE3 | 13890 STATE HWY 95 HOLLAND, TX 76534 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.00% |
| PREMIER WORKSITE SOLUTIONS INC3 | 806 NW 97TH ST VANCOUVER, WA 98665 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.00% |
| ROGER STUART KENCHEL3 | 2588 EL CAMINO REAL CARLSBAD, CA 92008 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| FREDRICK D BRADFORD3 | 16057 OAKLEY RD RAMONA, CA 92065 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| ASSURANCE AGENCY LTD3 Filed as: THE MITCHELL ASSURANCE GROUP INC | 3300 MACEDONIA RD. PONTOTOC, MS 38863 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| BENEFITS BY DESIGN INC3 Filed as: BENEFITS BY DESIGN, INC. | 2101 NE 279TH ST RIDGEFIELD, WA 98642 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| MIKE MCCORMICK3 | 348 S STRONGS CT SALT LAKE CITY, UT 84102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING, INC. | 731 AVIGNON DR. RIDGEFIELD, MS 39157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| JOHN MITCHELL3 | 19135 US HWY 19 N APT. G6 CLEARWATER, FL 33764 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY | 9311 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $69K | — | $69K | 20.00% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY | 9311 SAN PEDRO SAN ANTONIO, TX 78216 | VISION SERVICE PLAN | — | — | $0 | 0.00% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC INVESTMENT SERVICES LLC | 9311 SAN PEDRO SAN ANTONIO, TX 78216 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $31K | $10K | $41K | 29.00% |
| FAKHIMI ROBERT B3 | 3003 OAK RD WALNUT CREEK, CA 945974541 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $4K | $7K | $11K | 7.84% |
| FAKHIMI ROBERT | 101 METRO DR SAN JOSE, CA 95110 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $0 | $18 | $18 | 0.01% |
| OCEAN CONSULTING GROUP3 | 160 EILEEN WAY SYOSSET, NY 11791 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | $3K | — | $3K | 30.01% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC | 9311 SAN PEDRO AVE STE 600 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $1.1M |
| AETNA BEHAVIORAL HEALTH LLC EIN 20-0446713 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $49K |
| SUN LIFE ASSURANCE COPMANY OF CANAD EIN 38-1082080 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | ONE SUN LIFE EXECUTIVE PARK WELLESLEY HILLS, MA 024815699 | $35K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,599 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 3 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,610 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 520 | $362K |
| Vision | VISION SERVICE PLAN | 1,894 | $275K |
| Life insurance(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 3,324 | $2.6M |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 520 | $362K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 3,324 | $1.4M |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE COLUMBIA, SC | 2,612 | $1.0M |
| Other(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 3,324 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.