| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC | 9311 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $166K | $12K | $177K | 15.93% |
| STOP LOSS INSURANCE SERVICES, INC.3 Filed as: ONESOURCE STOPLOSS INSURANCE MARKET | 9245 LAGUNA SPRINGS DR, SUITE 320 ELK GROVE, CA 95758 | COMPANION LIFE COLUMBIA, SC | $43K | — | $43K | 5.26% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC | 9311 SAN PEDRO AVE STE 600 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $13K | $22K | $35K | 5.52% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY | 9311 SAN PEDRO SAN ANTONIO, TX 78216 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27K | $0 | $27K | 7.69% |
| KELLY MELISSA KRISCH3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15K | $3K | $18K | 5.19% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $3K | $6K | 1.70% |
| GALE SIMPSON3 | 1830 CONNIE DRIVE CANYON LAKE, TX 78133 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $165 | $4K | 1.27% |
| BRIAN WHITE3 Filed as: BRIAN R MADTES | 1308 JAMES COOK WINDCREST, TX 78239 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 1.13% |
| GARY P QUANDT3 Filed as: GARY P. QUANDT | 3206 YORKTOWN DRIVE SAN ANTONIO, TX 78230 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $408 | $4K | 1.05% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 116 SPINEL LN KNIGHTGALE, NC 27545 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 0.95% |
| PAUL LARSON3 | 611 N BIRDSONG SAN ANTONIO, TX 78258 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $244 | $3K | 0.74% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $746 | $2K | $2K | 0.68% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78245 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $408 | $2K | 0.59% |
| BILLY MARK ROBERSON3 | 17415 SHADY CANYON SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $452 | $2K | 0.51% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $487 | $2K | 0.49% |
| LEONIDES H VILLA3 | 522 E VILLARET BLVD SAN ANTONIO, TX 78221 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $68 | $2K | 0.46% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 | 8902 DRAYTON HEIGHTS SAN ANTONIO, TX 78254 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $588 | $4 | $592 | 0.17% |
| PAUL D GIESE3 Filed as: PAUL GIESE | 5602 NEEDVILLE ST SAN ANTONIO, TX 78233 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $439 | $8 | $447 | 0.13% |
| NICANDRO LOPEZ3 | 14407 ALLWOOD SAN ANTONIO, TX 78233 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $311 | $0 | $311 | 0.09% |
| LORI LYNN PIERCE3 | 5909 CINNAMON OAKS DR CORPUS CHRISTI, TX 78414 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $198 | $28 | $226 | 0.06% |
| THE PINNACLE BEN GRP, INC.3 Filed as: THE PINNACLE BEN GRP INC | PO BOX 640 BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $161 | $0 | $161 | 0.05% |
| DALLAS C MORENO3 Filed as: DALLAS C. MORENO | 6135 RIDGE PLACE SAN ANTONIO, TX 78250 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $159 | $0 | $159 | 0.05% |
| XAVIER PEREZ3 | 443 ADRIAN SAN ANTONIO, TX 78213 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $95 | $0 | $95 | 0.03% |
| CHRISTINE LYNN MORGESTER3 | 9405 NE 100TH WAY VANCOUVER, WA 98662 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $92 | $0 | $92 | 0.03% |
| BRUCE D AKERS3 | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $88 | $0 | $88 | 0.02% |
| M. FINANCIAL HOLDINGS INCORPORATED3 Filed as: LAYNE FINANICAL INC | 315 GREEN RIDGE ROAD NEW CASTLE, PA 16105 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $34 | $0 | $34 | 0.01% |
| LES MILLER3 | 2249 INDUSTRIAL BLVD ABILENE, TX 79602 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.01% |
| TERRI L KEESE3 | 13890 STATE HWY 95 HOLLAND, TX 76534 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $1 | $20 | 0.01% |
| JOESPH R SAINATO3 | 7714 MEADOWN LANE POLAND, OH 44514 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.01% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $5 | $18 | 0.01% |
| BRADLEY KAUFFMAN3 | 171 SWEETWATER DR SEWICKLEY, PA 15143 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| DAVID A. RACKLIFFE3 | 35 DANBURY LANE IRVINE, CA 92618 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: TAMARA BROWN GALLAGHER | 405 JOHNS RD BOERNE, TX 78006 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.00% |
| PREMIER WORKSITE SOLUTIONS INC3 | 806 NW 97TH ST VANCOUVER, WA 98665 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.00% |
| ASSURANCE AGENCY LTD3 Filed as: THE MITCHELL ASSURANCE GROUP INC | 13 W REYNOLDS ST PONTOTOC, MS 38863 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| BENEFITS BY DESIGN INC3 Filed as: BENEFITS BY DESIGN, INC. | 2101 NE 279TH ST RIDGEFIELD, WA 98642 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| ROGER STUART KENCHEL3 | 2588 EL CAMINO REAL CARLSBAD, CA 92008 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| FREDRICK D BRADFORD3 | 16057 OAKLEY RD RAMONA, CA 92065 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| RUBEN VILLANUEVA3 | 2315 BRAVE EAGLE SAN ANTONIO, TX 78251 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| MIKE MCCORMICK3 | 348 S STRONGS CT SALT LAKE CITY, UT 84102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL OF NORTH TEXAS INSURANCE G | 4621 CLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $2 | $4 | 0.00% |
| JAMES LEASMAN3 | 6026 SPRING VALLEY SAN ANTONIO, TX 78247 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING, INC. | 731 AVIGNON DR. RIDGEFIELD, MS 39157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| BRYAN INGLIS3 Filed as: BRYAN JAMES INGLIS | 1901 POST OAK BLVD HOUSTON, TX 77056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| JULIA EMMA SWELLAND3 | 3115 NE 77TH AVE PORTLAND, OR 97213 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY | 9311 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $57K | — | $57K | 20.62% |
| VISION SERVICE PLAN3 | — | VISION SERVICE PLAN | $0 | $19K | $19K | 9.00% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC INVESTMENT SERVICES LLC | 9311 SAN PEDRO SAN ANTONIO, TX 78216 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3K | $25K | $28K | 23.26% |
| FAKHIMI ROBERT B3 | 3003 OAK RD WALNUT CREEK, CA 945974541 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $7K | $18 | $7K | 5.84% |
| OCEAN CONSULTING GROUP3 | 160 EILEEN WAY SYOSSET, NY 11791 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | $2K | — | $2K | 30.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SWBC INSURANCE SERVICES EIN 74-2327586 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $43K |
| SUN LIFE ASSURANCE COPMANY OF CANAD EIN 38-1082080 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $31K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 42 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 3,245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 682 | $352K |
| Vision | VISION SERVICE PLAN | 2,240 | $215K |
| Life insurance(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 4,070 | $2.9M |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 2,434 | $993K |
| Long-term disability(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 4,070 | $1.9M |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE COLUMBIA, SC | 2,221 | $826K |
| Other(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 4,070 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,070 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.