| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LESLIE MILLER3 Filed as: LESLIE ARTHUR MILLER | 5663 MEADOW DR ABILENE, TX 79606 | BAYLOR SCOTT & WHITE HEALTH PLAN | $55K | — | $55K | 4.37% |
| LES MILLER3 | 5663 MEADOW DR ABILENE, TX 79606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30K | $602 | $30K | 17.79% |
| LMA BENEFITS AGENCY LLC3 | DBA LMA BENEFITS ABILENE, TN 79606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | — | $10K | 5.71% |
| ASHLEY MARIE ENGLAND3 | 225 BYNUM LANE ABILENE, TX 79602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $137 | $9K | 5.35% |
| KIMBERLY BRIDGETTE VECCHIO-WALKER3 | 11011 ARABIAN PALM SAN ANTONIO, TX 78254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.14% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | $144 | $235 | 0.14% |
| HILTON PAINTER ASSOC INC3 | PO BOX 639 BROWNWOOD, TX 76804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $156 | — | $156 | 0.09% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | $62 | $153 | 0.09% |
| ANDREA CAROL WINTER3 | 5663 MEADOW DR ABILENE, TX 79606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | — | $89 | 0.05% |
| JANI S FREEMAN3 | PO BOX 2273 BROWNWOOD, TX 76804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.01% |
| DIA MILLER3 | 5663 MEADOW DR ABILENE, TX 79606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| ANNELLA MARTIN3 | 730 LAKEVIEW DR COLEMAN, TX 76834 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| LESLIE MILLER3 | 5663 MEADOW DR ABILENE, TX 796065357 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 9.85% |
| LMA BENEFITS AGENCY LLC3 Filed as: LMA BENEFITS AGENCY | 5663 MEADOW DR ABILENE, TX 796065357 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BAYLOR SCOTT & WHITE HEALTH PLAN | 309 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $104K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $104K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 257 | $274K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 153 | $170K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $104K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 257 | $274K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.