Welfare broker

LMA BENEFITS AGENCY LLC

Mailing address (most recent filing)

5663 MEADOW DR

ABILENE, TX 796065357

Total comp: $96K
Commissions: $95K
Fees: $1K
Filings: 3
Sponsors: 3

Carrier mix

Where LMA BENEFITS AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
UNITEDHEALTHCARE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$326K	50.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.7M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$2.0M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LMA BENEFITS AGENCY LLC's plans by broker comp / premium ratio. Median 13.53% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of LMA BENEFITS AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where LMA BENEFITS AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VERNOR MATERIAL & EQUIPMENT CO,INC VERNOR MATERIAL & EQUIPMENT CO HEALTH & WELFARE BENEFITS PLAN	TX	$1.7M	$89K	UNITEDHEALTHCARE INSURANCE COMPANY
NEW HORIZONS RANCH & CENTER, INC. NEW HORIZONS RANCH & CENTER, INC. HEALTH AND WELFARE BENEFITS PLAN	TX	$326K	$71K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$326K

50.0%

UNITEDHEALTHCARE INSURANCE COMPANY

$1.7M

50.0%

State

Plans

Premium

State share

Index

$2.0M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

VERNOR MATERIAL & EQUIPMENT CO,INC

VERNOR MATERIAL & EQUIPMENT CO HEALTH & WELFARE BENEFITS PLAN

$1.7M

$89K

UNITEDHEALTHCARE INSURANCE COMPANY

NEW HORIZONS RANCH & CENTER, INC.

NEW HORIZONS RANCH & CENTER, INC. HEALTH AND WELFARE BENEFITS PLAN

$326K

$71K

COLONIAL LIFE & ACCIDENT INSURANCE COMPANY