| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICKY M JOHNSON3 | P.O. BOX 830 WOLFFORTH, TX 79382 | BLUE CROSS BLUE SHIELD OF TEXAS | $97K | $9K | $106K | 1.56% |
| RICKY M JOHNSON3 | P.O. BOX 830 WOLFFORTH, TX 79382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94K | — | $94K | 12.11% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL FINANCIAL STRATEGIES, INC. | 7008 SALEM AVE LUBBOCK, TX 79424 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48K | $13K | $61K | 7.83% |
| PAULA GAIL NEAL3 | 610 FM 41 LUBBOCK, TX 79423 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $2K | $14K | 1.86% |
| MICHAEL W JOINER3 Filed as: MICHAEL DON PRICE | 4904 12TH STREET LUBBOCK, TX 79416 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $267 | $12K | 1.49% |
| THORTON TREADWELL THOMAS3 | 4628 28TH STREET LUBBOCK, TX 79410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $273 | $10K | 1.31% |
| LUBBOCK INSURANCE PARTNERS, LP3 | P.O. BOX 830 WOLFFORTH, TX 79382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | — | $8K | 1.06% |
| FRANCES M ALEMAN3 | P.O. BOX 234 WINTERS, TX 79567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $270 | $8K | 0.98% |
| CAROL LEE HOLDEN3 | 5312 RADIANT LANE AMARILLO, TX 79109 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $493 | $4K | 0.48% |
| KIRBY ADAMS3 | 1051 SMITH LANE WILSON, TX 79381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $667 | — | $667 | 0.09% |
| ERIC ANTHONY SPENK3 | 2115 86TH ST LUBBOCK, TX 79423 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $438 | — | $438 | 0.06% |
| WT WORKSITE SOLUTIONS LLC3 Filed as: WT WORKSITE SOLUTIONS, LLC | 9300 PLANTATION DR CANYON, TX 79015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $216 | — | $216 | 0.03% |
| RICKY M JOHNSON3 | P.O. BOX 830 WOLFFORTH, TX 79382 | DEARBORN LIFE INSURANCE COMPANY | $24K | — | $24K | 12.76% |
| RICKY M JOHNSON3 | P.O. BOX 830 WOLFFORTH, TX 79382 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $874 | — | $874 | 4.84% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 3212 BARKWOOD LANE FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | — | $90 | 0.50% |
| STEVE WHITBECK3 Filed as: STEVE WHITEBECK | 950 FM 3314 NACAGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $88 | — | $88 | 0.49% |
| ROBIN A STARNES3 | 104 LAKE LOU ELLA DR BULLARD, TX 75757 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $73 | — | $73 | 0.40% |
| DONALD W STARNES3 Filed as: DONALD STARNES | 10431 DREAMLAND DRIVE SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $62 | — | $62 | 0.34% |
| RONNIE WAYNE HAMILTON3 Filed as: RONNIE HAMILTON | 5825 NICHOLAS CIRCLE AMARILLO, TX 79109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $40 | — | $40 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,226 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 1,226 | $6.8M |
| Dental | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 463 | $778K |
| Vision(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 687 | $969K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 687 | $987K |
| Short-term disability(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 687 | $987K |
| Long-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 687 | $969K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 687 | $209K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,226 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.