| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 79382 | BLUE CROSS BLUE SHIELD OF TEXAS | $91K | $8K | $99K | 1.49% |
| RICKY M JOHNSON3 | BOX 830 WOLFFORTH, TX 79382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70K | $0 | $70K | 11.36% |
| KIRBY ADAMS3 | 6907 86TH ST LUBBOCK, TX 79424 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18K | $0 | $18K | 3.00% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL FINANCIAL STRATEGIES, INC. | 6610 N CR 1630 SHALLOWATER, TX 79363 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $4K | $14K | 2.30% |
| MELODIE F FONTENOT3 | 6812 WAYNE AVE LUBBOCK, TX 79424 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $2K | $14K | 2.28% |
| PAULA GAIL NEAL3 | 610 FM 41 LUBBOCK, TX 79423 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $2K | $11K | 1.80% |
| FRANCES M ALEMAN3 | PO BOX 234 WINTERS, TX 79567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $577 | $8K | 1.25% |
| MICHAEL W JOINER3 Filed as: MICHAEL DON PRICE | 4904 12TH ST LUBBOCK, TX 79416 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $574 | $7K | 1.07% |
| ERIC ANTHONY SPENK3 | 2115 86TH ST LUBBOCK, TX 79423 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $0 | $6K | 1.03% |
| WT WORKSITE SOLUTIONS LLC3 Filed as: WT WORKSITE SOLUTIONS, LLC | 9300 PLANTATION DR CANYON, TX 79015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $530 | $370 | $900 | 0.15% |
| RUBY JOYCE FRUGE3 | 2004 HWY 103 PORT BARRE, LA 70577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $585 | $0 | $585 | 0.10% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | BLUE CROSS BLUE SHIELD OF TEXAS | $33K | $0 | $33K | 9.79% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $26K | $0 | $26K | 13.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,230 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 1,230 | $6.6M |
| Dental(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 1,100 | $946K |
| Vision(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 674 | $799K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 674 | $799K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 674 | $799K |
| Long-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 674 | $799K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 674 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.