| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $39K | $0 | $39K | 13.90% |
| STEVE WHITBECK3 | 950 FM 3314 NACOGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.26% |
| DONALD W STARNES3 | 10431 DREAMLAND DR SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 0.95% |
| RODNEY STARNES3 | PO BOX 740 HALLETSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.55% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 6100 PRESTON RD ST 201 FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $636 | $0 | $636 | 0.23% |
| RONNIE WAYNE HAMILTON3 Filed as: RONNIE HAMILTON | 5825 NICHOLS CIRCLE AMARILLO, TX 79109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $590 | $0 | $590 | 0.21% |
| RICKY JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $0 | $13K | 9.08% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 78382 | ALLSTATE WORKPLACE DIVISION | $8K | $0 | $8K | 10.00% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $784 | $0 | $784 | 3.02% |
| DONALD W STARNES3 Filed as: DONALD STARNES | 10431 DREAMLAND DR SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $349 | $0 | $349 | 1.35% |
| RODNEY STARNES3 | PO BOX 740 HALLETTSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $120 | $0 | $120 | 0.46% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 6100 PRESTON RD ST 201 FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54 | $0 | $54 | 0.21% |
| STEVE WHITBECK3 | 950 FM 3314 NACOGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 377 | $278K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 483 | $148K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 483 | $148K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 483 | $506K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 483 | $148K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 483 | $148K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 483 | $174K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 483 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.