| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICKY JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 5.43% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | AMERICAN HERITAGE LIFE INS COMPANY | $35K | — | $35K | 12.53% |
| STEVE WHITBECK3 | 950 FM 3314 NACOGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INS COMPANY | $11K | — | $11K | 3.86% |
| DONALD W STARNES3 | 10431 DREAMLAND DR SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INS COMPANY | $9K | — | $9K | 3.32% |
| RODNEY STARNES3 | PO BOX 740 HALLETTSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INS COMPANY | $4K | — | $4K | 1.52% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 6100 PRESTON RD STE 201 FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INS COMPANY | $2K | — | $2K | 0.73% |
| RONNIE WAYNE HAMILTON3 Filed as: RONNIE HAMILTON | 5825 NICHOLAS CIRCLE AMARILLO, TX 79109 | AMERICAN HERITAGE LIFE INS COMPANY | $879 | — | $879 | 0.31% |
| RICKY M JOHNSON3 | P.O. BOX 830 WOLFFORTH, TX 783820830 | ALLSTATE WORKPLACE DIVISION | $8K | $0 | $8K | 10.00% |
| RICKY M JOHNSON3 | PO BOX 830 WOLFFORTH, TX 793820830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 26.98% |
| DONALD W STARNES3 | 10431 DREAMLAND DRIVE SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 19.82% |
| RODNEY STARNES3 | PO BOX 740 HALLETTSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.72% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 6100 PRESTON RD STE 201 FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.93% |
| STEVE WHITBECK3 | 950 FM 3314 NACOGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.11% |
| RICKY M JOHNSON3 | P.O. BOX 3888 LUBBOCK, TX 793820830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $288 | $0 | $288 | 4.15% |
| DONALD W STARNES3 | 10431 DREAMLAND DR SAN ANTONIO, TX 78230 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $222 | $0 | $222 | 3.20% |
| RODNEY STARNES3 | P.O. BOX 740 HALLETTSVILLE, TX 77964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $55 | $0 | $55 | 0.79% |
| CHARLIE MONEY INS SVCS INC3 Filed as: CHARLIE MONEY | 6100 PRESTON ROAD ST 201 FRISCO, TX 75034 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | $0 | $14 | 0.20% |
| STEVE WHITBECK3 | 950 FM 3314 NACOGDOCHES, TX 75964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 436 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 436 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INS COMPANY | 356 | $282K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $336K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $336K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $697K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $336K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $336K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,189 | $375K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.