| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMNSULTANTS CO LLC3 | — | BLUE CROSS BLUE SHIELD OF TEXAS | $21K | — | $21K | 4.06% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING INSURANCE | — | BLUE CROSS BLUE SHIELD OF TEXAS | $13K | — | $13K | 2.52% |
| 19 21 CONSULTANTS CO., LLC3 Filed as: 1921 CONSULTANTS CO LLC | 251 WEST SAN ANTONIO STREET NEW BRAUNFELS, TX 78130 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 10.42% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING INS AGENC | 1 ADP BOULEVARD ROSELAND, NJ 07068 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $2K | $4K | 7.23% |
| ROGERS BENEFIT GROUP INC3 | 2502 NORTH ROCKY POIBNT DRIVE SUITE 310 TAMPA, FL 33607 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 6.95% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DRIVE SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $326 | $326 | 0.60% |
| 19 21 CONSULTANTS CO., LLC3 Filed as: 1921 CONSULTANTS CO LLC | 251 WEST SAN ANTONIO STREET NE BRAUNFELS, TX 78130 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 14.90% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING INS AGENC | 1 ADP BOULEVARD ROSELAND, NJ 07068 | METROPOLITAN LIFE INSURANCE COMPANY | $361 | $373 | $734 | 5.70% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 2502 NORTH ROCKY POINT DRIVE SUITE 310 TAMPA, FL 33607 | METROPOLITAN LIFE INSURANCE COMPANY | $570 | $115 | $685 | 5.32% |
| 19 21 CONSULTANTS CO., LLC3 Filed as: 1921 CONSULTANTS CO LLC | 251 WEST SAN ANTONIO STREET NEW BRAUNFELS, TX 78130 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 15.97% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 2502 NORTH ROCKY POINT DRIVE SUITE 310 TAMPA, FL 33607 | METROPOLITAN LIFE INSURANCE COMPANY | $418 | $71 | $489 | 4.56% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING INS AGENC | 1 ADP BOULEVARD ROSELAND, NJ 07068 | METROPOLITAN LIFE INSURANCE COMPANY | -$38 | $318 | $280 | 2.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 34 | $513K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $55K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $55K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $65K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $55K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $55K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 180 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.