| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARYS ST STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $33K | $38K | 5.56% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS | 106 SOUTH SAINT MARYS STREET SUITE 800 SAN ANTONIO, TX 78205 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 217 E HOUSTON ST STE 100 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 33.44% |
| GREGORY J WEEKS3 | 1259 LOOP 337 N 2ND FLR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $225 | — | $225 | 0.94% |
| BRENT FORD3 | 20345 REGENCY RUN GARDEN RIDGE, TN 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $183 | — | $183 | 0.77% |
| RICHARD JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.76% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.36% |
| JAMES ROB BLAKEY3 Filed as: JAMES (ROB) BLAKEY | 13823 CROWN BLUFF SAN ANTIONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.35% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS | 106 SOUTH SAINT MARYS STREET SUITE 800 SAN ANTONIO, TX 78205 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 217 E HOUSTON ST STE 100 SAN ANTONIO, TX 78205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $40 | $2K | 14.82% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS | 106 SOUTH SAINT MARYS STREET SUITE 800 SAN ANTONIO, TX 78205 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $684 | — | $684 | 15.00% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS | 106 SOUTH SAINT MARYS STREET SUITE 800 SAN ANTONIO, TX 78205 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $414 | — | $414 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $679K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $679K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $679K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 111 | $37K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 74 | $16K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 111 | $5K |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 111 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.