No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHERN TRUST COMPANY EIN 36-1561860 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $82K |
| HCSC-BLUE CROSS BLUE SHIELD OF TEXA EIN 36-1236610 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $77K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $70K |
| FIDELITY EIN 04-2647786 NONE | Direct payment from the plan; Recordkeeping fees Service code 50 | — | $62K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $9K |
| CAREMARK, LLC EIN 05-0340626 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $5K |
| HOLMES, MURPHY, & ASSOCIATES, INC. | Non-monetary compensation Service code 56 | — | $489 |
| TEXAS INSTRUMENTS INCORPORATED | Non-monetary compensation Service code 56 | — | $209 |
| HOLMES MURPHY & ASSOCIATES INC NONE | Non-monetary compensation Service code 56 | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | $0 |
| TEXAS INSTRUMENTS EIN 75-0289970 TRUSTEE | Plan Administrator Service code 14 | — | $0 |
| THE VANGUARD GROUP NONE | Securities brokerage Service code 33 | P.O. BOX 1110 VALLEY FORGE, PA 194821110 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8,165 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 166 | $3.5M |
| Dental | AETNA LIFE INSURANCE CO. | 223 | $70K |
| Other | AETNA LIFE INSURANCE CO. | 223 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 223 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.