| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $44K | $48K | 3.97% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $74 | $8K | 10.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.35% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BOULEVARD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 20.14% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BOULEVARD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 20.13% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BOULEVARD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL DALLAS, TX 75231 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 9.26% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 8796 FOREST CREEK LANE ANNA, TX 75409 | AFLAC | $478 | $6 | $484 | 3.45% |
| GAY M HUNDLEY3 | 8796 FOREST CREEK LANE ANNA, TX 75409 | AFLAC | $297 | — | $297 | 2.12% |
| STACIE R PEARSON3 | 934 CHARLES RIVER COURT ALLEN, TX 75013 | AFLAC | $234 | $29 | $263 | 1.88% |
| ADAM SHANE HUNDLEY3 | 813 CORNELL LANE ALLEN, TX 75002 | AFLAC | $116 | — | $116 | 0.83% |
| LINDA JANE NEVAREZ3 | 713 BETHANY LAKE BOULEVARD ALLEN, TX 75002 | AFLAC | $87 | — | $87 | 0.62% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTRY ROAD X MCLEAN, TX 79057 | AFLAC | $46 | — | $46 | 0.33% |
| MICHAEL FATHERREE3 | 171 COUNTRY ROAD 1559 ALBA, TX 75410 | AFLAC | $29 | — | $29 | 0.21% |
| ANN K GRAVSETH3 | 4528 CEDARBRUSH DRIVE DALLAS, TX 75229 | AFLAC | $24 | — | $24 | 0.17% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 550 SOUTH WATTERS ROAD SUITE 103 ALLEN, TX 75013 | AFLAC | $15 | $6 | $21 | 0.15% |
| KEVIN B BAILEY3 | 7105 WIND ROW DRIVE MCKINNEY, TX 75070 | AFLAC | $19 | — | $19 | 0.14% |
| KRISTY ANN MOOREHEAD3 | 329 OAKS TRAIL SUITE 211 GARLAND, TX 75043 | AFLAC | $16 | — | $16 | 0.11% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $16 | — | $16 | 0.11% |
| JAMES A VANDIVER3 | 4516 LOUISVILLE DRIVE PLANO, TX 75093 | AFLAC | $13 | — | $13 | 0.09% |
| ADAM SHANE HUNDLEY3 | 3257 COTTONTAIL CIRCLE CHINO HILLS, CA 91709 | AFLAC | $12 | — | $12 | 0.09% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DRIVE CARROLLTON, TX 75006 | AFLAC | $11 | — | $11 | 0.08% |
| LEONARDO JACKSON3 | 457 LAKE PARK DRIVE GRAND PRAIRIE, TX 75052 | AFLAC | $10 | — | $10 | 0.07% |
| CANDICE RENEE TREVINO3 | 12594 SOUTH STATE HIGHWAY 121 TRENTON, TX 75490 | AFLAC | $9 | — | $9 | 0.06% |
| JOHN DEE MAULDIN3 | 1400 BURLINGTON DRIVE PLANO, TX 75025 | AFLAC | $9 | — | $9 | 0.06% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DRIVE GARLAND, TX 75040 | AFLAC | $5 | — | $5 | 0.04% |
| KRISTY ANN MOOREHEAD3 | 300 WELCH DRIVE ROYSE CITY, TX 75189 | AFLAC | $3 | — | $3 | 0.02% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $3 | — | $3 | 0.02% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LANE PROSPER, TX 75078 | AFLAC | $1 | — | $1 | 0.01% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DRIVE NORTHWEST SUITE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $709 | $3K | 20.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 269 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 212 | $83K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 208 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $42K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 47 | $28K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $40K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.