| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $51K | $51K | 3.36% |
| MARSH & MCLENNAN AGENCY LLC3 | DBA PRESCOTT PAILET BENEFITS 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $6K | $6K | 0.37% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | — | -$176 | -$176 | -0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $40 | $6K | 9.97% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $772 | $772 | 1.28% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BOULEVARD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 19.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 19.49% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BOULEVARD SUITE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 19.25% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL DALLAS, TX 75231 | EYEMED VISION CARE | $1K | — | $1K | 8.49% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 620 TAYLOR TRAIL MURPHY, TX 75094 | AFLAC | $684 | — | $684 | 4.62% |
| GAY M HUNDLEY3 | 620 TAYLOR TRAIL MURPHY, TX 75094 | AFLAC | $399 | — | $399 | 2.69% |
| STACIE R PEARSON3 | 934 CHARLES RIVER COURT ALLEN, TX 75013 | AFLAC | $325 | — | $325 | 2.19% |
| ADAM SHANE HUNDLEY3 | 813 CORNELL LANE ALLEN, TX 75002 | AFLAC | $155 | — | $155 | 1.05% |
| LINDA JANE NEVAREZ3 | 713 BETHANY LAKE BOULEVARD ALLEN, TX 75002 | AFLAC | $106 | — | $106 | 0.72% |
| OLGA GILBERT SILVA3 | 333 PRESTONWOOD DRIVE APARTMENT 105 RICHARDSON, TX 75081 | AFLAC | $91 | — | $91 | 0.61% |
| ROBERT PERRY EVANS JR3 | 1031 SADDLEBROOK DRIVE LUCAS, TX 75002 | AFLAC | $49 | — | $49 | 0.33% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $26 | — | $26 | 0.18% |
| KEVIN B BAILEY3 | 7105 WIND ROW DRIVE MCKINNEY, TX 75070 | AFLAC | $24 | — | $24 | 0.16% |
| ANN K GRAVSETH3 | 4528 CEDARBRUSH DRIVE DALLAS, TX 75229 | AFLAC | $24 | — | $24 | 0.16% |
| LEONARDO JACKSON3 | 457 LAKE PARK DRIVE GRAND PRAIRIE, TX 75052 | AFLAC | $19 | — | $19 | 0.13% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $18 | — | $18 | 0.12% |
| JOANNA BARRAZA3 | 5000 K AVENUE APARTMENT 3016 PLANO, TX 75074 | AFLAC | $13 | — | $13 | 0.09% |
| JAMES A VANDIVER3 | 4516 LOUISVILLE DRIVE PLANO, TX 75093 | AFLAC | $13 | — | $13 | 0.09% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DRIVE CARROLLTON, TX 75006 | AFLAC | $11 | — | $11 | 0.07% |
| CANDICE RENEE TREVINO3 | 12594 SOUTH STATE HIGHWAY 121 TRENTON, TX 75490 | AFLAC | $9 | — | $9 | 0.06% |
| JOHN DEE MAULDIN3 | 3209 PHAETON COURT PLANO, TX 75023 | AFLAC | $9 | — | $9 | 0.06% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIRCLE FORT WORTH, TX 76244 | AFLAC | $8 | — | $8 | 0.05% |
| RUBEN JORGE FLORES JR3 | 1201 BRASHEAR LANE CEDAR PARK, TX 78613 | AFLAC | $6 | — | $6 | 0.04% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DRIVE GARLAND, TX 75040 | AFLAC | $5 | — | $5 | 0.03% |
| BYRON RECE SUTHERLIN3 | 825 TEALWOOD CIRCLE FLOWER MOUND, TX 75028 | AFLAC | $4 | — | $4 | 0.03% |
| SCOTT WEBB3 | 2155 WEST PINNACLE PEAK ROAD SUITE 205 PHOENIX, AZ 85027 | AFLAC | $3 | — | $3 | 0.02% |
| BARBARA ANN MCNAUGHTON3 | 10000 NORTH 31ST AVENUE SUITE C107 PHOENIX, AZ 85051 | AFLAC | $1 | — | $1 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $2K | — | $2K | 14.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | — | $180 | $180 | 1.28% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $525 | $2K | 19.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 294 | $1.5M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 194 | $74K |
| Vision | EYEMED VISION CARE | 224 | $16K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 201 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $12K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 201 | $39K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 201 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.