| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT, LP. | — | BLUECROSS BLUESHIELD OF TEXAS | $51K | $2K | $53K | 5.08% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 15.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $2K | — | $2K | 8.50% |
| JASON L WEEKS3 | 620 STONEGLEN DR STE L KELLER, TX 76248 | AFLAC | $594 | $4 | $598 | 2.24% |
| MARCI M SCHNITKER3 | PO BOX 245 GUNTER, TX 75058 | AFLAC | $519 | $15 | $534 | 2.00% |
| MARY L WILLIAMS3 | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $403 | $4 | $407 | 1.53% |
| MARK WOOD3 Filed as: MARK C WOOD | 2912 MAPLE CREEK DR FORT WORTH, TX 76177 | AFLAC | $56 | — | $56 | 0.21% |
| JUDY L EDWARDS3 | PO BOX 67 GRANBURY, TX 76048 | AFLAC | $38 | — | $38 | 0.14% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $17 | — | $17 | 0.06% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 5601 COUNTY ROAD 1450 LUBBOCK, TX 79407 | AFLAC | $16 | — | $16 | 0.06% |
| DONNA D LASKOSKIE3 | 4515 WILDWOOD CIR GRANBURY, TX 76049 | AFLAC | $15 | — | $15 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $11 | — | $11 | 0.04% |
| HAROLD RODNEY MCCASLIN3 | 2300 MCDERMOTT ROAD 200 243 PLANO, TX 75025 | AFLAC | $11 | — | $11 | 0.04% |
| CRAIG S DAVIES3 | 109 TIMBER CREEK CT ARGYLE, TX 76226 | AFLAC | $10 | — | $10 | 0.04% |
| DENNIS MICHAEL ESARTE3 | 1300 N CUSTER RD APT 4107 ALLEN, TX 75013 | AFLAC | $10 | — | $10 | 0.04% |
| ALICE B STONE3 | 716 FINCH CT CROWLEY, TX 76036 | AFLAC | $8 | — | $8 | 0.03% |
| PATRICIA H MCMINN3 | 805 LLANO FALLS DR MCKINNEY, TX 75071 | AFLAC | $7 | — | $7 | 0.03% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $5 | — | $5 | 0.02% |
| JUDY L EDWARDS3 | PO BOX 66 BURLESON, TX 76097 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114-1144 GRAPEVINE, TX 76051 | AFLAC | $4 | — | $4 | 0.01% |
| IPS ADVISORS3 Filed as: IPS ADVISORS INC | 8080 N CENTRAL EXPY STE 1500 DALLAS, TX 75206 | AFLAC | $3 | — | $3 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | SERVICE 10000 N CENTRAL EXPY STE 1100 DALLAS, TX 75231 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL A SIMPSON3 | 1318 MONTGOMERY LN SOUTHLAKE, TX 76092 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID D SIMPSON3 | 7724 TAMARRON CT NORTH RICHLAND HILLS, TX 76182 | AFLAC | $1 | — | $1 | 0.00% |
| DARON H PHILLIPS3 | 8690 FM 1979 MARTINDALE, TX 78655 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT LP | 2351 S FM 51 STE 300 DECATUR, TX 762343780 | VISION SERVICE PLAN | $1K | — | $1K | 5.60% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $726 | — | $726 | 9.99% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $446 | — | $446 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 237 | $1.0M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 237 | $1.0M |
| Vision | VISION SERVICE PLAN | 118 | $19K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 143 | $27K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 143 | $21K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 143 | $7K |
| Other(2 contracts, 2 carriers) | AFLAC | 143 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.