| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT | — | BLUECROSS BLUESHIELD OF TEXAS | $49K | — | $49K | 5.28% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $4K | — | $4K | 11.27% |
| MARY L WILLIAMS3 | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $662 | $200 | $862 | 2.43% |
| JASON L WEEKS3 | 204 S MAIN ST STE 240 KELLER, TX 76248 | AFLAC | $570 | $3 | $573 | 1.62% |
| MARCI M SCHNITKER3 | PO BOX 245 GUNTER, TX 75058 | AFLAC | $547 | — | $547 | 1.54% |
| JASON L WEEKS3 | 204 S MAIN ST STE 120 KELLER, TX 76248 | AFLAC | $344 | $197 | $541 | 1.53% |
| MARCI M CRADDOCK3 | 1102 STEVENS ST STE 3 BRIDGEPORT, TX 76426 | AFLAC | $204 | — | $204 | 0.58% |
| MARK WOOD3 Filed as: MARK C WOOD | 2912 MAPLE CREEK DR FORT WORTH, TX 76177 | AFLAC | $62 | — | $62 | 0.17% |
| JUDY L EDWARDS3 | PO BOX 66 BURLESON, TX 76097 | AFLAC | $46 | — | $46 | 0.13% |
| DONNA S POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | $30 | — | $30 | 0.08% |
| DONNA D LASKOSKIE3 | 4515 WILDWOOD CIR GRANBURY, TX 76049 | AFLAC | $17 | — | $17 | 0.05% |
| T ALLEN HOWDESHELL3 | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $14 | — | $14 | 0.04% |
| CRAIG S DAVIES3 | 109 TIMBER CREEK CT ARGYLE, TX 76226 | AFLAC | $11 | — | $11 | 0.03% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $9 | — | $9 | 0.03% |
| ALICE B STONE3 | 716 FINCH CT CROWLEY, TX 76036 | AFLAC | $9 | — | $9 | 0.03% |
| SANDRA LYNN ARGO3 | 1802 TIMBER LN JACKSBORO, TX 76458 | AFLAC | $9 | — | $9 | 0.03% |
| AMBER DOTTS3 | 4414 ROSEBUD DR ROWLETT, TX 75089 | AFLAC | $6 | — | $6 | 0.02% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $5 | — | $5 | 0.01% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $4 | — | $4 | 0.01% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN DEE MAULDIN3 | 3209 PHAETON CT PLANO, TX 75023 | AFLAC | $4 | — | $4 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: MICHAEL J ROGERS | 9841 TANGLEBRUSH DR MCINNEY, TX 75070 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERT PERRY EVANS JR3 | 1031 SADDLEBROOK DR LUCAS, TX 75002 | AFLAC | $3 | — | $3 | 0.01% |
| SHARYL K BATHE3 | 120 S 8TH ST MATTOON, IL 61938 | AFLAC | $2 | — | $2 | 0.01% |
| SHARYL K BATHE3 | 1816 BROADWAY AVE MATTOON, IL 61938 | AFLAC | $2 | — | $2 | 0.01% |
| SCOTT WEBB3 | 2355 W PINNACLE PEAK RD STE 380 PHOENIX, AZ 85027 | AFLAC | $2 | — | $2 | 0.01% |
| JULIE E CONDRY3 | 10418 S VANDALIA AVE TULSA, OK 74137 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL A SIMPSON3 | 1318 MONTGOMERY LN SOUTHLAKE, TX 76092 | AFLAC | $2 | — | $2 | 0.01% |
| CHRISTA HOLBERT3 Filed as: CHRISTA N HOLBERT | 6857 WOODSTOCK RD FORTWORTH, TX 76116 | AFLAC | $1 | — | $1 | 0.00% |
| H PATRICK BRUMLEY3 | 4 GLENDALE CT TROPHY CLUB, TX 76262 | AFLAC | $1 | — | $1 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: KATHERINE LEIGH WADE-ROGERS | 1405 LACEWING DR MCKINNEY, TX 75070 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWRIGHT LP | 2351 S FM 51 STE 300 DECATUR, TX 76234 | VISION SERVICE PLAN | $955 | — | $955 | 5.88% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $862 | — | $862 | 9.99% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 Filed as: STEPHENS BASTIAN & CARTWR | 2351 S FM 51 STE 300 DECATUR, TX 76234 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $497 | — | $497 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 201 | $928K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 201 | $928K |
| Vision | VISION SERVICE PLAN | 109 | $16K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 136 | $33K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 136 | $9K |
| Other(3 contracts, 2 carriers) | AFLAC | 136 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.